Request pool
See requests left by borrowers, take the ones that fit and contact the customer directly.
More than
a calculator. For everyone.
An iOS and Android app for loans, credit cards, deposits and investments.
The marketplace connecting borrowers with bankers.
KrediBul is the loan marketplace by Bankacı. Borrowers share their needs with a single form; bankers follow requests in Bankacı and publish their own campaigns.
What do you need?
Fill these in and leave your request.
Enter an amount and a term and we will estimate the instalment.
Leave a request with theseBanker campaigns
Publish a time-limited loan campaign and receive applications straight in your inbox.
Request workspace
Calculation history, shares and private notes for every request.
Featured campaigns
AnadolubankDeposit
Up to 43% interest on Renkli Hesap
The up-to-43% rate is for customers who join by video call in Anadolubank Mobil, or who open a new account at a branch and set up Renkli Hesap in mobile or internet banking; an account opened with the online application form gets up to 42%. The welcome rate is variable and lasts 90 days, after which a continuing rate based on the balance applies. A TL account needs at least 8,500 TL to earn interest, and no interest is paid on the demand-deposit floor.
Terms and applications are on the Anadolubank website.
Details
AnadolubankBusiness loan
Up to 1,000,000 TL Digital Ready Credit Package for sole proprietors
Sole proprietors with no Anadolubank account yet can become customers by video call in Anadolubank Mobil, without visiting a branch. If the package is approved, an instalment business loan, a Business Card and a business overdraft are opened together; the loan runs for at most 12 months. Rates and terms are shown on screen during the application.
Terms and applications are on the Anadolubank website.
Details
BankacıFeature your campaign here
Show your bank's campaign to bankers and borrowers in the app, on bankaci.app and on KrediBul. Write to us: info@bankaci.app
Terms and applications are on the Bankacı website.
DetailsLoan calculationsStandard fixed-installment planUpfront interest planEqual principal planCustom and balloon payment planGrace period (interest-only) planIncreasing installment planDecreasing installment planAlternative payment plansDetailed amortization tableMortgage refinancing calculatorDeposit return calculatorOverdraft (KMH) and credit card interestUp-to-date CBRT ratesLoan by affordabilityNotification centerPDF payment scheduleResult sharingNo ads with PremiumThe same calculation on mobile and webCalculate a loan with SiriCalculate from WhatsAppiPhone Duo supportLoan AI AssistantInvestment AI AssistantiOS and Android
Better prepared for every meeting.
Calculations, payment plans, customer requests and campaigns in one app.
Loans
Personal / business loans
Run personal and business loan calculations.
Where to start
Loan AI Assistant
Describe the customer's case in one sentence; the Loan AI Assistant suggests which calculation and payment plan to start with.
Deposits and investments
Investment AI Assistant
Give the amount and how long; the Investment AI Assistant puts a term deposit and a Treasury bill side by side, or only the products you name. It does not say which to choose.
Without opening the app
Calculate with Siri
Say "Calculate a loan with Bankacı"; Siri asks for the amount, term and rate and reads out the instalment.
From WhatsApp
From message to calculation
Share the customer's WhatsApp message to Bankacı; the amount and term are read and the calculator opens filled in.
Bank by bank
Bank interest rates
The loan rates banks publish on their own sites; tap one to calculate with it.
User averages
Average interest rates
The average rates people entered over the last seven days, which way they moved, and what is being calculated right now, on the home screen.
Payment plans
7 payment plans
Pick one of seven payment plan types and calculate.
Result
Detailed calculation
See installments, total repayment, taxes and dates.
Side by side
Alternative payment plans
See the same loan's cost and installments under the other plans.
Refinancing
Mortgage refinancing
Compare the current loan with new financing and estimate the savings.
Affordability
Start from the instalment
Enter what you can pay each month and see the loan amount it buys at your term and rate.
Yield
Deposit calculator
Gross interest, withholding tax and the net amount at maturity, on one screen.
Bank by bank
Deposit offers
The daily-interest and term deposit rates banks publish on their own sites, on the home screen; tap one to calculate with it.
The real rate
Daily-earning account
The part that earns nothing comes off; see the real gross rate, the net return and the 32-day term deposit equivalent.
Tax and withholding
Investment calculations
Whether a eurobond makes a tax return necessary and the estimated extra tax; the withholding and net gain on a fund or a Treasury bill.
Current rates
Overdraft and credit card
Interest calculations prefilled with CBRT maximum rates, customizable when needed.
Customer flow
Requests
Everything that arrives through your request link in one list, with a notification for each new one. The names are blurred for privacy.
Loan and deposit interest rates
Personal loan
2.84% – 6.50% monthly
Published by 27 banks · as read on 2 November 2026
User average (Personal / vehicle loan): 4.17% monthly
QNB · DenizBank · Burgan Bank (ON) · ING · Odeabank · Anadolubank · Alternatif Bank · TEB · Akbank · VakıfBank · Enpara · İş Bankası · Fibabanka · ColendiBank · Dünya Katılım (kâr payı) · Türkiye Finans (kâr payı) · Garanti BBVA · Aktif Bank (N Kolay) · Emlak Katılım (kâr payı) · Kuveyt Türk (kâr payı) · Vakıf Katılım (kâr payı) · Ziraat Katılım (kâr payı) · Şekerbank · Albaraka Türk (kâr payı) · Ziraat Bankası · Halkbank · Yapı Kredi
Housing loan
2.88% – 5.99% monthly
Published by 21 banks · as read on 2 November 2026
User average (Housing loan): 2.97% monthly
Türkiye Finans (kâr payı) · Yapı Kredi · Ziraat Bankası · VakıfBank · Dünya Katılım (kâr payı) · Halkbank · Kuveyt Türk (kâr payı) · QNB · Vakıf Katılım (kâr payı) · Albaraka Türk (kâr payı) · TEB · İş Bankası · Garanti BBVA · Akbank · Alternatif Bank · Emlak Katılım (kâr payı) · Ziraat Katılım (kâr payı) · DenizBank · ING · Fibabanka · Odeabank
Vehicle loan
3.11% – 5.99% monthly
Published by 22 banks · as read on 2 November 2026
User average (Personal / vehicle loan): 4.17% monthly
DenizBank · Vakıf Katılım (kâr payı) · Alternatif Bank · ING · Ziraat Bankası · Ziraat Katılım (kâr payı) · Türkiye Finans (kâr payı) · Garanti BBVA · Kuveyt Türk (kâr payı) · Dünya Katılım (kâr payı) · TEB · Akbank · Aktif Bank (N Kolay) · İş Bankası · Albaraka Türk (kâr payı) · VakıfBank · Halkbank · Yapı Kredi · Fibabanka · Emlak Katılım (kâr payı) · QNB · Odeabank
Business loan
2.99% – 7.49% monthly
Published by 9 banks · as read on 2 November 2026
User average (Business instalment): 5.68% monthly
Fibabanka · Yapı Kredi · Akbank · Garanti BBVA · İş Bankası · QNB · Enpara · ING · Alternatif Bank
Daily-earning account
6.3% – 39.6% annual
First-day real gross rate on ₺1,000,000
28 accounts at 17 banks · as read on 2 November 2026
Average over the last 7 days (26 October – 2 November 2026).
Credit card campaigns
1,816 current campaigns: 19 card programmes, 28 banks. Each with its kind, last day and whether you must sign up.
Last checked: 2 November 2026
- Bonus · 187
- Maximum · 77
- World · 59
- VakıfBank World · 58
- Wings · 57
- Bankkart · 125
- Paraf · 169
- QNB Kart · 44
- American Express · 240
- Shop&Fly · 132
- Miles&Smiles Garanti BBVA · 111
- Maximiles · 103
- Maximum Genç · 7
- Crystal · 28
- Adios · 11
- Parafly · 123
- Paraf Genç · 11
- Miles&Smiles QNB · 28
- TROY · 3
Credit card campaigns → Credit cards: 187 cards: 30 banks, each from the bank's own site. →
What is being calculated on Bankacı right now?
The most recent calculations.
Deposit1m–5m ₺ · up to 12 months
56 minutes agoPersonal / vehicle loan1m–5m ₺ · up to 12 months
57 minutes agoDeposit1m–5m ₺ · up to 12 months
58 minutes agoBusiness loan1m–5m ₺ · 13–36 months
59 minutes agoDeposit1m–5m ₺ · up to 12 months
59 minutes agoGet loan rates by email every week
The banks' current rates and the week's average rates, in one email a week.
The tools you need during a customer meeting.
Loans on the standard plan, deposits, overdraft and prepayment are free to calculate.
Loan calculator
Seven payment plans, the full instalment table and a PDF for the customer.
Legal limits
As you type the amount, the BDDK maximum term and loan-to-value appear beside the field, with the Board decision they rest on.
Business loans
Instalment (monthly, quarterly or semi-annual), spot, revolving and cheque/note discounting, each with its own interest mechanics.
Deposit returns
See gross and net returns, withholding tax and the maturity amount.
Daily-earning account
Takes out the part left in the current account and shows the real rate and its 32-day term deposit equivalent.
Investment calculations
Return and withholding on eurobonds, Treasury bills and funds; for a eurobond, whether a return is due and the estimated extra tax.
Mortgage refinancing
Compare the current loan with a new one.
Shareable results
Share the calculation with your customer as a clear summary or PDF.
Requests and notifications
Track your shared request links and notifications.
7 payment plans
Fixed installment, upfront interest, equal principal, custom or balloon, grace period, increasing and decreasing installment plans.
Alternative payment plans
See the same loan's installments, total repayment and interest difference under the other plans, side by side.
Overdraft (KMH) & credit card interest
Calculate interest on overdraft (KMH) and credit card balances; the monthly rate is prefilled from the current CBRT maximum and can be changed.
Loan by affordability
Estimate the loan amount from the monthly installment you can afford.
Part payment and payoff
What closing or paying down a running loan costs today: outstanding principal, the early repayment rebate, the remaining plan.
Savings finance
Customer- or draw-based contracts for housing, vehicles and roofed workplaces; the savings period, allocation and repayment.
Shortcuts and widget
The four calculators you use most, at the top of the home screen and on your phone's home screen; one tap opens them.
Calculate with Siri
Say "Calculate a loan with Bankacı"; Siri asks for the amount, term and rate and reads out the instalment. On iPhone, with Premium.
Calculate from WhatsApp
Share the customer's message to Bankacı; the calculator opens with the amount and term filled in. With Premium.
iPhone Duo support
Home and your calculation side by side on the open screen: home on the left, the calculation you open on the right.
Loan AI Assistant
Describe the customer's case in one sentence; the Loan AI Assistant suggests the calculator and payment plan, and Bankacı works out the figures. With Premium.
Investment AI Assistant
Give the amount and how long; the figures for a term deposit and a Treasury bill, or for the products you name, come side by side, and the calculator opens filled in. The assistant gives no investment advice. With Premium.
Housing loan calculationPersonal loan calculationVehicle loan calculationBusiness loan calculationRevolving credit calculationSpot loan calculationEarly loan payoff and part payment calculationTerm deposit calculationDaily-earning account calculationEurobond, Treasury bill and fund calculationOverdraft and credit card interestLoan amount from the instalment
What is in Bankacı?
Retail and commercial bankers run their calculations and prepare scenarios for a customer in Bankacı.
01
Loan calculations with clear, shareable results
027 payment plans for personal loans
PREMIUM03Continue your calculations on mobile or in the browser with your Premium account
PREMIUM04Mortgage refinancing calculator
PREMIUM05Commercial banking tools: spot and revolving loans, periodic payments and discounting
06Deposit return calculator
07Daily deposit accounts: the real rate once the part that earns nothing is taken out
08Eurobond, Treasury bill and fund returns, with withholding and eurobond income tax
09Banks' current deposit rates and campaigns
10Overdraft (KMH) and credit card interest, prefilled with the current CBRT maximum rate
11Loan by affordability: estimated loan amount from a monthly installment
12Access your last 20 calculations
13In-app notification center
14Shareable loan request forms and incoming request management
PREMIUM15Personal notes and shareable calculation images
PREMIUM16Loan calculation with Siri, without opening the app
PREMIUM17A calculation filled in from a WhatsApp message
PREMIUM18Home and your calculation side by side on iPhone Duo
19Calculator and payment plan suggestions from the Loan AI Assistant
PREMIUM20Deposit, Treasury bill and fund figures side by side from the Investment AI Assistant
PREMIUMWho is Bankacı for?
Bankers who price loans and people looking for one; both use the same calculation engine.
Walk into the meeting prepared.
Work out the loan, send the payment plan to your customer and follow incoming requests.
- Personal, commercial, deposit, refinancing and overdraft calculations
- Seven payment plan types (Premium) and alternative plan suggestions
- Share the result as an image, as text or as a PDF
- Share your request form and manage what comes in (Premium)
Know what you will pay, before you sign.
Work out your instalment, your total repayment and your payment plan for free. No account needed.
- Free loan, deposit, overdraft and credit-card calculations
- See the full instalment table and total cost up front
- Current CBRT maximum credit-card and overdraft rates
- Post one request and let bankers come to you
- Follow your requests and campaign applications
What is Bankacı?
Bankacı is an iOS and Android loan calculation app for bankers and for people looking for a loan in Türkiye. The standard fixed-instalment plan for personal, vehicle, housing and business loans is free, and so are the deposit, overdraft (KMH) and prepayment calculators. The other six payment plans, unlimited PDF export, mortgage refinancing, the banker's request tools and an ad-free app come with Bankacı Premium. KrediBul is Bankacı's loan marketplace: a borrower leaves a request with one form, free of charge, and bankers follow the requests in Bankacı.
Be ready for your next calculation.
Download Bankacı for free.
Scan with your phonebankaci.app/indir