Quick start
Personal / business loans
Prepare personal loan scenarios and business loan calculations in a single app.
More than
a calculator.For everyone.
Enter an amount and a term: your instalment, your total cost and your whole payment plan, right away. If you are a banker, send the result to your customer in one tap; if you are shopping for a loan, know exactly what you will pay before you sign. Free, no account.
Fast loan calculationsStandard fixed-installment planUpfront interest planEqual principal planCustom and balloon payment planGrace period (interest-only) planIncreasing installment planDecreasing installment planSmart payment plan suggestionsDetailed amortization tableMortgage refinancing calculatorDeposit return calculatorOverdraft (KMH) and credit card interestUp-to-date CBRT ratesLoan by affordabilityNotification centerPDF payment scheduleEasy result sharingAd-free Premium experienceSeamless calculations on mobile and webiOS and Android
Better prepared for every meeting.
From calculations to customer requests, from payment plans to your professional community — your daily workflow in one app.
Flexible options
7 payment plans
Pick from seven payment plan types and calculate in seconds.
Clear results
Detailed calculation
See installments, total repayment, taxes and dates at a glance.
Side by side
Smart plan suggestions
Compare alternative payment plans side by side by cost and installment structure.
Decision support
Mortgage refinancing
Compare the current loan with new financing and estimate the savings.
Affordability
Start from the instalment
Enter what you can pay each month and see the loan amount it buys at your term and rate.
Yield
Deposit calculator
Gross interest, withholding tax and the net amount at maturity, on one screen.
Current rates
Overdraft and credit card
Interest calculations prefilled with CBRT maximum rates, customizable when needed.
Market pulse
Average interest rates
The average rates people entered over the last seven days, and which way they moved, on the home screen.
Customer flow
Requests
Everything that arrives through your request link in one list, with a notification for each new one. The names are blurred for privacy.
Banker community
Lunch Break
Share professional posts and exchange ideas with fellow bankers.
What is being calculated on Bankacı right now?
The most recent calculations.
Housing loan1m–5m ₺ · 61–120 months
2 hours agoPersonal / vehicle loan1m–5m ₺ · up to 12 months
3 hours agoLoan1m–5m ₺ · up to 12 months
3 hours agoPersonal / vehicle loanover 5m ₺ · 13–36 months
4 hours agoHousing loan1m–5m ₺ · 13–36 months
5 hours agoThe tools you need during a customer meeting.
Simple inputs, fast results and output that is easy to explain to customers.
Loan calculator
Multiple payment plans, detailed installment breakdowns and customer-ready PDFs.
Legal limits
As you type the amount, the BDDK maximum term and loan-to-value appear beside the field, with the Board decision they rest on.
Business loans
Instalment (monthly, quarterly or semi-annual), spot, revolving and cheque/note discounting, each with its own interest mechanics.
Deposit returns
Quickly compare gross and net returns, withholding tax and the maturity amount.
Mortgage refinancing
Evaluate the current loan against a new financing scenario in one flow.
Shareable results
Share the calculation with your customer as a clear summary or PDF.
Requests and notifications
Track your shared request links and important notifications in one place.
7 payment plans
Fixed installment, upfront interest, equal principal, custom or balloon, grace period, increasing and decreasing installment plans.
Smart plan suggestions
Highlights suitable options by comparing installment structure, total repayment and interest differences.
Overdraft (KMH) & credit card interest
Calculate interest on overdraft (KMH) and credit card balances; the monthly rate is prefilled from the current CBRT maximum and can be changed.
Loan by affordability
Instantly estimate the loan amount from the monthly installment you can afford.
Part payment and payoff
What closing or paying down a running loan costs today: outstanding principal, the early repayment rebate, the remaining plan.
Savings finance
Customer- or draw-based contracts for housing, vehicles and roofed workplaces; the savings period, allocation and repayment.
Shortcuts and widget
The four calculators you use most, at the top of the home screen and on your phone's home screen; one tap opens them.
The banker’s digital workspace.
Bankacı is a comprehensive workspace for retail and commercial bankers to run calculations, prepare customer-specific scenarios and connect with peers.
01
Loan calculations with clear, shareable results
027 payment plans for personal loans
PREMIUM03Continue your calculations on mobile or in the browser with your Premium account
PREMIUM04Mortgage refinancing calculator
PREMIUM05Commercial banking tools: spot and revolving loans, periodic payments and discounting
06Deposit return calculator
07Overdraft (KMH) and credit card interest, prefilled with the current CBRT maximum rate
08Loan by affordability: estimated loan amount from a monthly installment
09Access your last 20 calculations
10In-app notification center
11Professional sharing with the banker community in Lunch Break
PREMIUM12Shareable loan request forms and incoming request management
PREMIUM13Personal notes and shareable calculation images
PREMIUMWho is Bankacı for?
Bankers who price loans and people looking for one — both run on the same calculation engine.
Walk into the meeting prepared.
Work the numbers in seconds, send the payment plan to your customer, and manage incoming requests in one place.
- Personal, commercial, deposit, refinancing and overdraft calculations
- Seven payment plan types (Premium) and alternative plan suggestions
- Share the result as an image, as text or as a PDF
- Share your request form and manage what comes in (Premium)
Know what you will pay, before you sign.
Work out your instalment, your total repayment and your payment plan for free. No account needed.
- Free loan, deposit, overdraft and credit-card calculations
- See the full instalment table and total cost up front
- Current CBRT maximum credit-card and overdraft rates
Be ready for your next calculation.
Download Bankacı for free. Start calculating in seconds.
Scan with your phone — bankaci.app/indir