ING loan interest rates
These are the current rates ING publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
2.99% – 3.44%
İhtiyaç Kredisi (24–27 ay)
- Term: 1–36 months
- Amount: ₺25,000 and above
- Bankacı users enter 4.10% on average in their personal and vehicle loan calculations
Ranked 3 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.64 points below it. Last change in the 10 October 2026 read: 3.48% before, 2.99% after.
ING personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (2.99% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Yeni ING’li olmak
- 25.000 TL üzerindeki kredi kullanımları
- Mevcut ING’li müşteri olmak
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 2.99% – 3.44% |
| 26 October 2026 | 2.99% – 3.44% |
| 19 October 2026 | 2.99% – 3.48% |
| 16 October 2026 | 2.99% – 3.48% |
| 12 October 2026 | 2.99% – 3.48% |
| 10 October 2026 | 2.99% – 3.48% |
| 5 October 2026 | 3.48% |
| 28 September 2026 | 2.99% – 3.48% |
| 25 September 2026 | 2.99% – 3.48% |
| 24 September 2026 | 2.99% – 3.48% |
| 23 September 2026 | 2.99% – 3.48% |
| 22 September 2026 | 2.99% – 3.48% |
Housing loan
3.49% – 3.89%
Konut Kredisi (60–72 ay)
- Term: 12–120 months
- Bankacı users enter 2.97% on average in their housing loan calculations
Ranked 19 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.24 points above it. Unchanged since the 20 September 2026 read.
ING housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.49% a month), not an offer.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.49% – 3.89% |
| 26 October 2026 | 3.49% – 3.89% |
| 19 October 2026 | 3.49% – 3.89% |
| 16 October 2026 | 3.49% |
| 12 October 2026 | 3.49% |
| 10 October 2026 | 3.49% |
| 5 October 2026 | 3.49% |
| 28 September 2026 | 3.49% |
| 25 September 2026 | 3.49% |
| 24 September 2026 | 3.49% |
| 23 September 2026 | 3.49% |
| 22 September 2026 | 3.49% |
Vehicle loan
3.29% – 3.39%
Taşıt Kredisi (18–24 ay)
- Term: 1–48 months
- Bankacı users enter 4.10% on average in their personal and vehicle loan calculations
Ranked 3 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.40 points below it. Last change in the 19 October 2026 read: 3.39% before, 3.29% after.
ING vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.29% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.29% – 3.39% |
| 26 October 2026 | 3.29% – 3.39% |
| 19 October 2026 | 3.29% – 3.39% |
| 16 October 2026 | 3.39% |
| 12 October 2026 | 3.39% |
| 10 October 2026 | 3.39% |
| 5 October 2026 | 3.39% |
| 28 September 2026 | 3.39% |
| 25 September 2026 | 3.39% |
| 24 September 2026 | 3.39% |
| 23 September 2026 | 3.39% |
| 22 September 2026 | 3.39% |
Business loan
3.43% – 4.23%
İşim İçin Anında Kredi - Kapsamlı Sigortalı
Ranked 5 of 10 banks publishing a business loan rate, lowest first. The 10-bank average is 3.53%; this rate is 0.10 points below it. Last change in the 2 November 2026 read: 3.43% before, 3.73% after.
ING business loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.43% a month), not an offer. BSMV 5% included.
Leave a request with theseConditions
- Tahsis ücreti ödenmez
- Teminat ve kefil gerekmez
- Şubeye gitmeden 7/24 ING Mobil Kurumsal üzerinden başvuru
- Vergi levhası olan tüm şahıs işletmeleri başvurabilir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.73% – 4.23% |
| 26 October 2026 | 3.43% – 4.23% |
| 19 October 2026 | 3.43% – 4.23% |
| 16 October 2026 | 3.43% – 4.23% |
Source ↗ · On the bank's page: "Aylık Faiz Oranı %3,43 (Kapsamlı Sigortalı, örnek ödeme tablosu)"
ING deposit interest rates
ING publishes the deposit rates below on its own pages, as of 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 19.55%
- Existing customers
- ₺3,000 – ₺3,000,000 of the balance earns no interest, by balance
- 23% above ₺35,000,000
Extra points (5)
- +9 points: Bir ekstre döneminde 10.000 TL tutarında harcama işlemi bulunması
- +7 points: Tamamlayıcı Sağlık, Konut veya Kasko poliçelerinden birine sahip olunması
- +9 points: Turuncu Hesap TL bakiyesine göre belirlenen tutarda kampanyaya dahil yatırım fonu bakiyesi bulunması
- +7 points: Turuncu Ekstra Plus: bir takvim ayı içinde 6.000 puan toplanması
- +8 points: Turuncu Ekstra Ultra: bir takvim ayı içinde 12.000 puan toplanması
First-day real gross rate on ₺1,000,000 32.3%
- New customers only
- Welcome rate for the first 90 days, then 23%
- The rate depends on the balance
- ₺3,000 – ₺3,000,000 of the balance earns no interest, by balance
- 23% above ₺35,000,000
Extra points (5)
- +9 points: Bir ekstre döneminde 10.000 TL tutarında harcama işlemi bulunması
- +7 points: Tamamlayıcı Sağlık, Konut veya Kasko poliçelerinden birine sahip olunması
- +9 points: Turuncu Hesap TL bakiyesine göre belirlenen tutarda kampanyaya dahil yatırım fonu bakiyesi bulunması
- +7 points: Turuncu Ekstra Plus: bir takvim ayı içinde 6.000 puan toplanması
- +8 points: Turuncu Ekstra Ultra: bir takvim ayı içinde 12.000 puan toplanması
- With the extra points the rate stays at most the welcome rate
- New customers only
- Rates given for ₺5,000 – ₺30,000,000
- Customers who joined by video call only
- Rates given for ₺5,000 – ₺30,000,000
ING credit cards
ING lists 2 cards on its own site.
ING credit card campaigns
48 current campaigns on ING cards. Card programme: Bonus.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the ING personal loan interest rate?
In the 2 November 2026 read, ING publishes a monthly rate between 2.99% and 3.44% on its own pages; term 1–36 months, amount ₺25,000 and above. Not an offer.
What is the ING housing loan interest rate?
In the 2 November 2026 read, ING publishes a monthly rate between 3.49% and 3.89% on its own pages; term 12–120 months. Not an offer.
What is the ING vehicle loan interest rate?
In the 2 November 2026 read, ING publishes a monthly rate between 3.29% and 3.39% on its own pages; term 1–48 months. Not an offer.
What is the ING business loan interest rate?
In the 2 November 2026 read, ING publishes a monthly rate between 3.43% and 4.23% on its own pages. Not an offer.
What deposit interest rate does ING pay?
The deposit rates we read on ING's pages, as of 2 November 2026: Turuncu Hesap - Standart Faiz 23% (first-day real gross rate on ₺1,000,000: 19.55%); Turuncu Hesap - Hoş Geldin Faizi 23% – 38% (welcome rate for the first 90 days, then 23%; first-day real gross rate on ₺1,000,000: 32.3%); Yeni e-vadeli mevduat hesabı kampanyası (ING Mobil) 36.5% – 37.5%; e-Vadeli Mevduat Hesabı Yeni Müşteri Kampanyası (ING Mobil) 36.5% – 37.5%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with ING. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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