Şekerbank loan interest rates
These are the current rates Şekerbank publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
from 3.99%
Şekerbank Dijital İhtiyaç Kredisi
- Term: up to 36 months
- Amount: ₺1,000–500,000
- Bankacı users enter 4.09% on average in their personal and vehicle loan calculations
Ranked 21 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.36 points above it. Unchanged since the 20 September 2026 read.
Şekerbank personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.99% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Şekerbank müşterisi olmak gerekir
- Başvuru web sitesi, Şeker Mobil veya internet bankacılığı üzerinden yapılır
- Teminatlı krediler dijital kanaldan kullandırılamaz
- Onaylanan tutar seçilen vadesiz hesaba aktarılır
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.99% |
| 29 October 2026 | 3.99% |
| 26 October 2026 | 3.99% |
| 22 October 2026 | 3.99% |
| 19 October 2026 | 3.99% |
| 16 October 2026 | 3.99% |
| 12 October 2026 | 3.99% |
| 10 October 2026 | 3.99% |
| 5 October 2026 | 3.99% |
| 28 September 2026 | 3.99% |
| 25 September 2026 | 3.99% |
| 24 September 2026 | 3.99% |
Şekerbank deposit interest rates
Şekerbank publishes the deposit rates below on its own pages, read 20 October – 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 26.438%
- Existing customers
- The rate depends on the balance
- ₺5,000 – ₺2,200,000 of the balance earns no interest, by balance
- Rates given for ₺5,000 – ₺19,999,999
- Same-day interest: pay in by 17:00
Extra points (12)
- +0.15 points: Debit Kart Harcaması
- +0.25 points: Dijital Aktiflik
- +0.25 points: Doğum Günü Faizi
- +0.25 points: Emekli Maaş Müşterisi
- +0.25 points: FX İşlemi
- +0.1 points: Gece Gündüz Aktiflik
- +0.5 points: Kredi Kartı Harcaması
- +0.5 points: Kredi Kullanımı
- +0.25 points: OFÖ
- +0.25 points: Sigorta
- +0.5 points: Tamamlayan Hesap (KMH)
- +0.25 points: Yatırım İşlemi
First-day real gross rate on ₺1,000,000 31.688%
- New customers only
- Welcome rate for the first 32 days, then 34.75% – 36.25% by balance
- ₺5,000 – ₺2,200,000 of the balance earns no interest, by balance
- Same-day interest: pay in by 17:00
Extra points (12)
- +0.15 points: Debit Kart Harcaması
- +0.25 points: Dijital Aktiflik
- +0.25 points: Doğum Günü Faizi
- +0.25 points: Emekli Maaş Müşterisi
- +0.25 points: FX İşlemi
- +0.1 points: Gece Gündüz Aktiflik
- +0.5 points: Kredi Kartı Harcaması
- +0.5 points: Kredi Kullanımı
- +0.25 points: OFÖ
- +0.25 points: Sigorta
- +0.5 points: Tamamlayan Hesap (KMH)
- +0.25 points: Yatırım İşlemi
- New customers only
- Rates given up to ₺5,000,000
Şekerbank credit cards
Şekerbank lists 3 cards on its own site.
Şekerbank credit card campaigns
70 current campaigns on Şekerbank cards. Card programme: Bonus.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the Şekerbank personal loan interest rate?
In the 2 November 2026 read, Şekerbank publishes a monthly rate from 3.99% on its own pages; term up to 36 months, amount ₺1,000–500,000. Not an offer.
What is the Şekerbank housing loan interest rate?
In the 2 November 2026 read we found no published housing loan rate for Şekerbank. Ask the bank for it.
What is the Şekerbank vehicle loan interest rate?
In the 2 November 2026 read we found no published vehicle loan rate for Şekerbank. Ask the bank for it.
What is the Şekerbank business loan interest rate?
In the 2 November 2026 read we found no published business loan rate for Şekerbank. Ask the bank for it.
What deposit interest rate does Şekerbank pay?
The deposit rates we read on Şekerbank's pages on 20 October – 2 November 2026: Gece Gündüz Hesabı (Standart) 34.75% – 36.25% (first-day real gross rate on ₺1,000,000: 26.438%); Gece Gündüz Hesabı (Avantajlı Tanışma, Yeni Müşteri) 42.25% (welcome rate for the first 32 days, then 34.75% – 36.25% by balance; first-day real gross rate on ₺1,000,000: 31.688%); Hoş Geldin Faiz Oranlı Vadeli Mevduat Hesabı 38.5%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with Şekerbank. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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