Enpara loan interest rates
These are the current rates Enpara publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 9 November 2026
Personal loan
3.69%
Enpara İhtiyaç Kredisi
- Bankacı users enter 4.26% on average in their personal and vehicle loan calculations
Ranked 12 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.64%; this rate is 0.05 points above it. Last change in the 9 November 2026 read: 3.54% before, 3.69% after.
Enpara personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.69% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- 18 yaşını doldurmuş olmak
- Düzenli ve kayıtlı meslek geliri olması
- Önceki kredi ve kredi kartı borçlarını düzenli ödemiş olmak
- Dosya ve kredi kullandırım masrafı olmaması
Published rate by date read
| Date | Rate |
|---|---|
| 9 November 2026 | 3.69% |
| 2 November 2026 | 3.54% |
| 26 October 2026 | 3.54% |
| 19 October 2026 | 3.54% |
| 16 October 2026 | 3.54% |
| 12 October 2026 | 3.54% |
| 10 October 2026 | 3.54% |
| 5 October 2026 | 3.54% |
| 28 September 2026 | 3.54% |
| 25 September 2026 | 3.54% |
Enpara deposit interest rates
Enpara publishes the deposit rates below on its own pages, as of 9 November 2026. Not an offer.
- The rate depends on the balance
Extra points (1)
- +2 points: Ayın Enparalısı olmak
- Rates given from ₺1,000
- The rate depends on your total balance at the bank
- At least ₺1,500,000 for 36.5%
Enpara credit cards
Enpara lists 1 card on its own site.
Enpara credit card campaigns
14 current campaigns on Enpara cards.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the Enpara personal loan interest rate?
In the 9 November 2026 read, Enpara publishes a monthly rate of 3.69% on its own pages. Not an offer.
What is the Enpara housing loan interest rate?
In the 9 November 2026 read we found no published housing loan rate for Enpara. Ask the bank for it.
What is the Enpara vehicle loan interest rate?
In the 9 November 2026 read we found no published vehicle loan rate for Enpara. Ask the bank for it.
What is the Enpara business loan interest rate?
In the 9 November 2026 read we found no published business loan rate for Enpara. Ask the bank for it.
What deposit interest rate does Enpara pay?
The deposit rates we read on Enpara's pages, as of 9 November 2026: Birikim Hesabı 26% – 33.5%; Vadeli Mevduat Hesabı TL 23% – 36.5%. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with Enpara. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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