Ziraat Katılım loan interest rates
These are the current rates Ziraat Katılım publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
3.99% – 4.19%
İhtiyaç Finansmanı (25–36 ay)
- Term: 1–36 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 21 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.36 points above it. Unchanged since the 2 November 2026 read.
Ziraat Katılım personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.99% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Source ↗ · On the bank's page: "%3,99 kâr payı"
Housing loan
3.19%
Konut Finansmanı (120 aya kadar)
- Term: 1–120 months
- Bankacı users enter 2.97% on average in their housing loan calculations
Ranked 15 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.06 points below it. Unchanged since the 2 November 2026 read.
Ziraat Katılım housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.19% a month), not an offer.
Leave a request with theseConditions
- Contact the bank for its conditions.
Source ↗ · On the bank's page: "%3,19 kâr payı"
Vehicle loan
3.29% – 3.49%
Taşıt Finansmanı (48 aya kadar)
- Term: 1–48 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 3 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.40 points below it. Unchanged since the 2 November 2026 read.
Ziraat Katılım vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.29% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Source ↗ · On the bank's page: "%3,29 kâr payı"
Ziraat Katılım credit cards
Ziraat Katılım lists 4 cards on its own site.
Ziraat Katılım credit card campaigns
21 current campaigns on Ziraat Katılım cards.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
Other banks
Akbank · Aktif Bank (N Kolay) · Albaraka Türk (kâr payı) · Alternatif Bank · Anadolubank · Burgan Bank (ON) · ColendiBank · DenizBank · Dünya Katılım (kâr payı) · Emlak Katılım (kâr payı) · Enpara · Fibabanka · Garanti BBVA · Halkbank · ING · İş Bankası · Kuveyt Türk (kâr payı) · Odeabank · QNB · Şekerbank · TEB · Türkiye Finans (kâr payı) · Vakıf Katılım (kâr payı) · VakıfBank · Yapı Kredi · Ziraat Bankası
What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the Ziraat Katılım personal loan interest rate?
In the 2 November 2026 read, Ziraat Katılım publishes a monthly rate between 3.99% and 4.19% on its own pages; term 1–36 months. Not an offer.
What is the Ziraat Katılım housing loan interest rate?
In the 2 November 2026 read, Ziraat Katılım publishes a monthly rate of 3.19% on its own pages; term 1–120 months. Not an offer.
What is the Ziraat Katılım vehicle loan interest rate?
In the 2 November 2026 read, Ziraat Katılım publishes a monthly rate between 3.29% and 3.49% on its own pages; term 1–48 months. Not an offer.
What is the Ziraat Katılım business loan interest rate?
In the 2 November 2026 read we found no published business loan rate for Ziraat Katılım. Ask the bank for it.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with Ziraat Katılım. The current rate, the conditions and the application belong to the bank. Every product links to its source.
Be ready for your next calculation.
Download Bankacı for free.
Scan with your phonebankaci.app/indir