QNB loan interest rates
These are the current rates QNB publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
2.84% – 3.19%
Yeni Müşteri Kampanyası - 100.000 TL, 12 ay
- Term: up to 24 months
- Amount: up to ₺200,000
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 1 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.79 points below it. Unchanged since the 20 September 2026 read.
QNB personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (2.84% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Görüntülü görüşme ile müşteri olma süreci tamamlanmış olmalı
- Daha önce bankadan kredi kullanmamış olmak
- Kredinin 30 gün içinde kullanılması
- 74 yaş üstü müşteriler yararlanamaz
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 2.84% – 3.19% |
| 29 October 2026 | 2.84% – 3.19% |
| 26 October 2026 | 2.84% – 3.19% |
| 22 October 2026 | 2.84% – 3.19% |
| 19 October 2026 | 2.84% – 3.19% |
| 16 October 2026 | 2.84% – 3.19% |
| 12 October 2026 | 2.84% – 3.19% |
| 10 October 2026 | 2.84% – 3.19% |
| 5 October 2026 | 2.84% – 3.19% |
| 28 September 2026 | 2.84% – 3.19% |
| 25 September 2026 | 2.84% – 3.19% |
| 24 September 2026 | 2.84% – 3.19% |
Source ↗ · On the bank's page: "%2.84 faiz oranı, 100.000 TL'ye kadar ve 12 ay vadede"
Housing loan
2.99% – 4.03%
Konut Kredisi - 100.000 TL, 60 ay örneği
- Term: 1–120 months
- Bankacı users enter 2.96% on average in their housing loan calculations
Ranked 5 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.26 points below it. Unchanged since the 20 September 2026 read.
QNB housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (2.99% a month), not an offer.
Leave a request with theseConditions
- Kredi faiz oranı sigortalı kullandırımlar için geçerlidir
- İlk ev alımları için geçerli maliyet tablosu
- Yalnızca tapuda mesken olarak belirtilen gayrimenkul alımı için, gerçek kişiler tarafından kullanılabilir
- Satın alınacak konut teminat gösterilir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 2.99% – 4.03% |
| 29 October 2026 | 2.99% – 4.03% |
| 26 October 2026 | 2.99% – 4.03% |
| 22 October 2026 | 2.99% – 4.03% |
| 19 October 2026 | 2.99% – 4.03% |
| 16 October 2026 | 2.99% – 4.03% |
| 12 October 2026 | 2.99% – 4.03% |
| 10 October 2026 | 2.99% – 4.03% |
| 5 October 2026 | 2.99% |
| 28 September 2026 | 2.99% |
| 25 September 2026 | 2.99% |
| 24 September 2026 | 2.99% |
Source ↗ · On the bank's page: "Kredi Faiz Oranı (Aylık) %2,99"
Vehicle loan
4.72%
Taşıt Kredisi
- Term: up to 48 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 21 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 1.03 points above it. Unchanged since the 25 September 2026 read.
QNB vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (4.72% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Satın alınacak araç kredi teminatı olarak gösterilir
- Kredi TL cinsinden kullanılır
- Binek ve hafif ticari araçlar için kullanılabilir
- Teminata alınacak aracın yaşı en fazla 8 olabilir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 4.72% |
| 26 October 2026 | 4.72% |
| 19 October 2026 | 4.72% |
| 16 October 2026 | 4.72% |
| 12 October 2026 | 4.72% |
| 10 October 2026 | 4.72% |
| 5 October 2026 | 4.72% |
| 28 September 2026 | 4.72% |
| 25 September 2026 | 4.72% |
Source ↗ · On the bank's page: "Aylık %4,72 faiz oranı (BSMV ve KKDF hariç)"
Business loan
from 3.50%
Esnaf Kredisi (Taksitli Ticari Kredi)
- Term: up to 48 months
Ranked 8 of 10 banks publishing a business loan rate, lowest first. The 10-bank average is 3.53%; this rate is 0.03 points below it. Unchanged since the 16 October 2026 read.
QNB business loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.50% a month), not an offer. BSMV 5% included.
Leave a request with theseConditions
- Esnaf ve Sanatkârlar Odası'na kayıtlı olmak
- Esnaf statüsünün ilgili mevzuat kapsamında değerlendirilmesi
- Esnaf faaliyetinin resmi olarak belgelendirilmesi
- Bankanın talep edeceği bilgi ve belgelerin sunulması
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.50% |
| 26 October 2026 | 3.50% |
| 19 October 2026 | 3.50% |
| 16 October 2026 | 3.50% |
Source ↗ · On the bank's page: "%3.5'den başlayan avantajlı faiz oranları"
QNB deposit interest rates
QNB publishes the deposit rates below on its own pages, as of 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 34.85%
- Welcome rate for the first 45 days, then 23.75% – 37.5% by balance
- The rate depends on the balance
- ₺7,500 – ₺2,000,000 of the balance earns no interest, by balance
- Rates given from ₺7,500
Extra points (1)
- +1 points: Kazananlar Kulübü ve QNB Plus müşterisi olmak; birikim tutarı 1.500.000 TL'ye kadar
- Mobile and internet banking only
- Rates given for ₺5,000 – ₺10,000,000
- The rate depends on your total balance at the bank
- At least ₺1,000,000 for 30.25%
QNB credit cards
QNB lists 9 cards on its own site.
QNB credit card campaigns
82 current campaigns on QNB cards. Card programmes: Miles&Smiles QNB and QNB Kart.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
Other banks
Akbank · Aktif Bank (N Kolay) · Albaraka Türk (kâr payı) · Alternatif Bank · Anadolubank · Burgan Bank (ON) · ColendiBank · DenizBank · Dünya Katılım (kâr payı) · Emlak Katılım (kâr payı) · Enpara · Fibabanka · Garanti BBVA · Halkbank · ING · İş Bankası · Kuveyt Türk (kâr payı) · Odeabank · Şekerbank · TEB · Türkiye Finans (kâr payı) · Vakıf Katılım (kâr payı) · VakıfBank · Yapı Kredi · Ziraat Bankası · Ziraat Katılım (kâr payı)
What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the QNB personal loan interest rate?
In the 2 November 2026 read, QNB publishes a monthly rate between 2.84% and 3.19% on its own pages; term up to 24 months, amount up to ₺200,000. Not an offer.
What is the QNB housing loan interest rate?
In the 2 November 2026 read, QNB publishes a monthly rate between 2.99% and 4.03% on its own pages; term 1–120 months. Not an offer.
What is the QNB vehicle loan interest rate?
In the 2 November 2026 read, QNB publishes a monthly rate of 4.72% on its own pages; term up to 48 months. Not an offer.
What is the QNB business loan interest rate?
In the 2 November 2026 read, QNB publishes a monthly rate from 3.50% on its own pages; term up to 48 months. Not an offer.
What deposit interest rate does QNB pay?
The deposit rates we read on QNB's pages, as of 2 November 2026: Kazandıran Günlük Hesap 24.25% – 41% (welcome rate for the first 45 days, then 23.75% – 37.5% by balance; first-day real gross rate on ₺1,000,000: 34.85%); E-Vadeli Mevduat Hesabı (TL, QNB Mobil ve İnternet Şubesi) 25.5% – 30.25%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with QNB. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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