BANK
Emlak Katılım loan interest rates
These are the current rates Emlak Katılım publishes on its own pages. They are the bank's announcement, not an offer from Bankacı — every product shows where its figure came from.
As of 16 October 2026
Personal loan
3.89%
İhtiyaç Finansmanı (12–36 ay)
- Term: 12–36 months
- Bankacı users enter 4.19% on average in their personal and vehicle loan calculations
Ranked 15 of 23 banks publishing a personal loan rate, lowest first. The 23-bank average is 3.62%; this rate is 0.27 points above it. Unchanged since the 16 October 2026 read.
Emlak Katılım personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.89% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Source ↗ · On the bank's page: “%3,89 kâr payı”
Housing loan
3.19% – 3.79%
Konut Finansmanı (60 ay)
- Term: 12–120 months
- Bankacı users enter 3.05% on average in their housing loan calculations
Ranked 11 of 14 banks publishing a housing loan rate, lowest first. The 14-bank average is 3.08%; this rate is 0.11 points above it. Unchanged since the 16 October 2026 read.
Emlak Katılım housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.19% a month), not an offer.
Leave a request with theseConditions
- Contact the bank for its conditions.
Source ↗ · On the bank's page: “%3,19 kâr payı”
Vehicle loan
4.29%
Taşıt Finansmanı (12–48 ay)
- Term: 12–48 months
- Bankacı users enter 4.19% on average in their personal and vehicle loan calculations
Ranked 14 of 15 banks publishing a vehicle loan rate, lowest first. The 15-bank average is 3.66%; this rate is 0.63 points above it. Unchanged since the 16 October 2026 read.
Emlak Katılım vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (4.29% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Source ↗ · On the bank's page: “%4,29 kâr payı”
Legal limits
The bank's rate is one thing; the term and rate the law allows is another. Read them together: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the Emlak Katılım personal loan interest rate?
In the 16 October 2026 read, Emlak Katılım publishes a monthly rate of 3.89% on its own pages; term 12–36 months. Not an offer.
What is the Emlak Katılım housing loan interest rate?
In the 16 October 2026 read, Emlak Katılım publishes a monthly rate between 3.19% and 3.79% on its own pages; term 12–120 months. Not an offer.
What is the Emlak Katılım vehicle loan interest rate?
In the 16 October 2026 read, Emlak Katılım publishes a monthly rate of 4.29% on its own pages; term 12–48 months. Not an offer.
What is the Emlak Katılım business loan interest rate?
In the 16 October 2026 read we found no published business loan rate for Emlak Katılım. Ask the bank for it.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with Emlak Katılım. The current rate, the conditions and the application belong to the bank — every product links to its source.
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