All loans
3.54%
previous period 3.46%
70 devices
What rate are people calculating with?
These figures are the average of the rates Bankacı users typed into their own calculations. They are not a bank's offer or a market average.
Average interest rates
Average over the last 7 days (26 October – 2 November 2026).
Housing loan
2.97%
previous period 3.08%
33 devices
Personal / vehicle loan
4.17%
previous period 3.94%
38 devices
Business instalment
5.68%
10 devices
Most calculated
Shares of the calculations made in the last 7 days (26 October – 2 November 2026).
Housing loan1m–5m ₺ · 37–60 months · avg. 3.08%
19.4% shareHousing loan1m–5m ₺ · 61–120 months · avg. 2.98%
18.1% sharePersonal / vehicle loan100k–500k ₺ · 13–36 months · avg. 4.45%
7.1% sharePersonal / vehicle loan100k–500k ₺ · up to 12 months · avg. 3.97%
6.8% shareHousing loanover 5m ₺ · · avg. 2.63%
7.3% sharePersonal / vehicle loan1m–5m ₺ · · avg. 3.72%
5.7% shareBeing calculated right now
The most recent calculations. Exact amounts, terms and rates are never published; only a range is shown, and no user information appears at all.
Deposit1m–5m ₺ · up to 12 months
56 minutes agoPersonal / vehicle loan1m–5m ₺ · up to 12 months
57 minutes agoDeposit1m–5m ₺ · up to 12 months
58 minutes agoBusiness loan1m–5m ₺ · 13–36 months
59 minutes agoDeposit1m–5m ₺ · up to 12 months
59 minutes agoLicence: CC BY 4.0
What do the banks publish?
The figures here are the ones users typed themselves. The rates the banks advertise on their own pages, bank by bank and with the source, have a page of their own.
Frequently asked
Are these the banks' interest rates?
No. They are the average of the rates Bankacı users entered themselves while calculating. They are not a bank's offer or a campaign rate.
How often does this update?
The averages are produced from the last seven days of calculations and update continuously. The "being calculated right now" list shows the most recent ones.
Can anyone see who calculated what?
No. Exact amounts, terms and rates are never published; only a range is shown. Calculations are not tied to a user, and no name, phone number or account detail appears anywhere.
Be ready for your next calculation.
Download Bankacı for free.
Scan with your phonebankaci.app/indir