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INTEREST RATES

What rate are people calculating with?

These figures are the average of the rates Bankacı users typed into their own calculations. They are not a bank's offer, a campaign rate or a market average — they show what bankers and borrowers are actually working with.

Average interest rates

Average over the last 7 days.

All loans

%3.41monthly

previous period 3.63%

119 calculations

Personal / vehicle loan

%3.72monthly

previous period 4.14%

71 calculations

Housing loan

%3.00monthly

previous period 3.12%

43 calculations

Deposit

%38.99annual

previous period 38.15%

14 calculations

Most calculated

Shares of the calculations made in the last 7 days.

Housing loan1m–5m ₺ · 37–60 months · avg. 3.02%
17.2% share
Housing loan1m–5m ₺ · 61–120 months · avg. 2.99%
16.0% share
Personal / vehicle loan100k–500k ₺ · up to 12 months · avg. 3.76%
11.2% share
Personal / vehicle loan100k–500k ₺ · 13–36 months · avg. 3.68%
7.5% share
Personal / vehicle loan1m–5m ₺ · up to 12 months · avg. 3.35%
3.7% share
Personal / vehicle loan1m–5m ₺ · 13–36 months · avg. 3.78%
2.7% share
Loan100k–500k ₺ · 13–36 months · avg. 2.00%
1.7% share
Personal / vehicle loan500k – 1m ₺ · · avg. 4.06%
7.5% share

Being calculated right now

The most recent calculations. Exact amounts, terms and rates are never published — only a range is shown, and no user information appears at all.

Loan1m–5m ₺ · 61–120 months
29 minutes ago
Loan1m–5m ₺ · up to 12 months
1 hour ago
Loan1m–5m ₺ · up to 12 months
1 hour ago
Loanover 5m ₺ · 13–36 months
3 hours ago
Loan1m–5m ₺ · 13–36 months
4 hours ago

Frequently asked

Are these the banks' interest rates?

No. They are the average of the rates Bankacı users entered themselves while calculating. They are not a bank's offer or a campaign rate.

How often does this update?

The averages are produced from the last seven days of calculations and update continuously. The "being calculated right now" list shows the most recent ones.

Can anyone see who calculated what?

No. Exact amounts, terms and rates are never published — only a range is shown. Calculations are not tied to a user, and no name, phone number or account detail appears anywhere.

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