Instalment business loan

The business product closest to a consumer loan, with one difference: payments need not be monthly. A business with seasonal cash flow pays quarterly or twice a year.

Updated: 13 October 2026

Instalment business loan screen in the Bankacı app

What do you need?

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Amount (TL)Term (months)

Enter an amount and a term and we will estimate the instalment.

Leave a request with these

The example loan

1,000,000 TL · 24 months · 5.68%

Estimated monthly instalment: 79,414.14 TL
Total repayment: 1,905,939.32 TL

KKDF 0% and BSMV 5% included. Not any bank's offer.

Average over the last 7 days (26 October – 2 November 2026). Loan interest rates: user averages →

Three payment frequencies

Monthly, quarterly and semi-annual schedules produce different instalments and totals at the same rate; Bankacı calculates all three from one form.

BSMV, not KKDF

Business loans carry no KKDF; BSMV is applied on the interest.

No legal limit shown

Bankacı shows no legal limit on business loans: the tables come from consumer decisions and there is no verified business table.

Frequently asked

How is a quarterly instalment found?

The period rate is applied quarterly and the annuity runs over term/3 periods; Bankacı does this for you.

Is there KKDF on a business loan?

No. KKDF applies to consumer credit only; on a business loan the interest carries 5% BSMV and nothing else, and Bankacı shows it separately in every instalment.

Is there a legal term limit on business loans?

The BDDK's term limits are for consumer credit and do not apply to business loans; the term follows the bank's own approval terms. That is why Bankacı shows no legal limit on the business products.

Featured campaigns

Up to 1,000,000 TL Digital Ready Credit Package for sole proprietors

Anadolubank

Business loan

Up to 1,000,000 TL Digital Ready Credit Package for sole proprietors

Sole proprietors with no Anadolubank account yet can become customers by video call in Anadolubank Mobil, without visiting a branch. If the package is approved, an instalment business loan, a Business Card and a business overdraft are opened together; the loan runs for at most 12 months. Rates and terms are shown on screen during the application.

Terms and applications are on the Anadolubank website.

Details

Business loan application ↗

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