BUSINESS LOAN
Instalment business loan
The business product closest to a consumer loan, with one difference: payments need not be monthly. A business with seasonal cash flow pays quarterly or twice a year.
Three payment frequencies
Monthly, quarterly and semi-annual schedules produce different instalments and totals at the same rate; Bankacı calculates all three from one form.
BSMV, not KKDF
Business loans carry no KKDF; BSMV is applied on the interest.
No legal limit shown
Bankacı shows no legal limit on business loans: the tables come from consumer decisions and there is no verified business table.
Frequently asked
How is a quarterly instalment found?
The period rate is applied quarterly and the annuity runs over term/3 periods; Bankacı does this for you.
Is there KKDF on a business loan?
No. KKDF applies to consumer credit only; on a business loan the interest carries 5% BSMV and nothing else, and Bankacı shows it separately in every instalment.
Is there a legal term limit on business loans?
The BDDK's term limits are for consumer credit and do not apply to business loans; the term follows the bank's own approval terms. That is why Bankacı shows no legal limit on the business products.
See also: Instalment, spot, revolving and discount · Spot loan calculation · Revolving credit calculation
Be ready for your next calculation.
Download Bankacı for free. Start calculating in seconds.
Scan with your phone — bankaci.app/indir