İş Bankası loan interest rates
These are the current rates İş Bankası publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
3.68% – 6.50%
Anında Kredi (25–36 ay, sigortalı)
- Term: 1–36 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 12 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.05 points above it. Last change in the 19 October 2026 read: 3.48% before, 3.68% after.
İş Bankası personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.68% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.68% – 6.50% |
| 26 October 2026 | 3.68% – 4.19% |
| 19 October 2026 | 3.68% – 6.50% |
| 16 October 2026 | 3.48% – 6.50% |
| 28 September 2026 | 3.55% – 3.79% |
| 25 September 2026 | 3.55% – 3.79% |
| 24 September 2026 | 3.59% – 3.85% |
| 23 September 2026 | 3.69% – 3.89% |
| 22 September 2026 | 3.69% |
| 21 September 2026 | 3.69% |
| 20 September 2026 | 3.69% |
Housing loan
3.10% – 3.45%
Ev Kredisi Kampanyası - Hayat Sigortalı
- Term: 1–120 months
- Bankacı users enter 2.96% on average in their housing loan calculations
Ranked 12 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.15 points below it. Unchanged since the 20 September 2026 read.
İş Bankası housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.10% a month), not an offer.
Leave a request with theseConditions
- Hayat sigortalı
- Tahsis ücretli
- Hayat sigortasız
- Yeni konut kredisi başvuruları için geçerli
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.10% – 3.45% |
| 26 October 2026 | 3.10% – 3.45% |
| 19 October 2026 | 3.10% – 3.45% |
| 16 October 2026 | 3.10% – 3.45% |
| 12 October 2026 | 3.10% – 3.45% |
| 10 October 2026 | 3.10% – 3.45% |
| 5 October 2026 | 3.10% – 3.45% |
| 28 September 2026 | 3.10% – 3.45% |
| 25 September 2026 | 3.10% – 3.45% |
| 24 September 2026 | 3.10% – 3.45% |
| 23 September 2026 | 3.10% – 3.45% |
| 22 September 2026 | 3.10% – 3.45% |
Vehicle loan
3.49% – 3.99%
Taşıt Kredisi Kampanyası – Hayat Sigortalı – 36-48 Ay Vadeli
- Term: 1–48 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 13 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.20 points below it. Last change in the 26 October 2026 read: 3.59% before, 3.49% after.
İş Bankası vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.49% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Hayat sigortası ile
- 0 km ve 2. el araç alımı
- Kasko yaptırılması ve poliçede dain-i mürtehin olunması
- Kefil şartı aranmaz, şubeler talep edebilir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.49% – 3.99% |
| 26 October 2026 | 3.49% – 4.09% |
| 19 October 2026 | 3.59% – 4.09% |
| 16 October 2026 | 3.59% – 4.09% |
| 12 October 2026 | 3.59% – 4.09% |
| 10 October 2026 | 3.59% – 4.09% |
| 5 October 2026 | 3.59% – 4.09% |
| 28 September 2026 | 3.59% – 4.09% |
| 25 September 2026 | 3.59% – 4.09% |
| 24 September 2026 | 3.59% – 4.09% |
| 23 September 2026 | 3.59% – 4.09% |
| 22 September 2026 | 3.59% – 4.09% |
Business loan
3.45% – 3.99%
Taksitli Ticari Kredi (Yeni Müşteri Kampanyası)
- Term: up to 24 months
- Amount: up to ₺5,000,000
Ranked 6 of 10 banks publishing a business loan rate, lowest first. The 10-bank average is 3.53%; this rate is 0.08 points below it. Last change in the 2 November 2026 read: 3.45% before, 3.49% after.
İş Bankası business loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.45% a month), not an offer. BSMV 5% included.
Leave a request with theseConditions
- Ticari taşıt alımı yapmak isteyen tüzel ve gerçek kişi ticari müşteriler
- Kaskolu
- 3 ay ödemesiz dönem (erteleme)
- Binek ve ticari tüm taşıtlar
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.49% – 3.99% |
| 29 October 2026 | 3.45% – 3.99% |
| 26 October 2026 | 3.49% – 3.99% |
| 22 October 2026 | 3.49% – 3.99% |
| 19 October 2026 | 3.49% – 3.99% |
Source ↗ · On the bank's page: "Aylık %3,45’ten başlayan faiz oranları"
İş Bankası deposit interest rates
İş Bankası publishes the deposit rates below on its own pages, as of 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 31.5%
- ₺5,000 – ₺2,000,000 of the balance earns no interest, by balance
Extra points (2)
- +3 points: Black Plus müşteri olmak
- +1 points: Black müşteri olmak
- New customers only
- Rates given from ₺5,000
- The rate depends on the amount
- At least ₺1,000,001 for 36.75%
İş Bankası credit cards
İş Bankası lists 19 cards on its own site.
İş Bankası credit card campaigns
209 current campaigns on İş Bankası cards. Card programmes: Maximum, Maximiles and Maximum Genç.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the İş Bankası personal loan interest rate?
In the 2 November 2026 read, İş Bankası publishes a monthly rate between 3.68% and 6.50% on its own pages; term 1–36 months. Not an offer.
What is the İş Bankası housing loan interest rate?
In the 2 November 2026 read, İş Bankası publishes a monthly rate between 3.10% and 3.45% on its own pages; term 1–120 months. Not an offer.
What is the İş Bankası vehicle loan interest rate?
In the 2 November 2026 read, İş Bankası publishes a monthly rate between 3.49% and 3.99% on its own pages; term 1–48 months. Not an offer.
What is the İş Bankası business loan interest rate?
In the 2 November 2026 read, İş Bankası publishes a monthly rate between 3.45% and 3.99% on its own pages; term up to 24 months, amount up to ₺5,000,000. Not an offer.
What deposit interest rate does İş Bankası pay?
The deposit rates we read on İş Bankası's pages, as of 2 November 2026: Maksimum Vadeli Hesap 35% (first-day real gross rate on ₺1,000,000: 31.5%); Vadeli Mevduat Kampanya Oranları (İşCep, İnternet Şube veya Bankamatik) 28% – 36.75%; Vade Bekletmeyen Hesap 33% – 38%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with İş Bankası. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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