Odeabank loan interest rates
These are the current rates Odeabank publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
2.99% – 5.99%
İhtiyaç Kredisi (kampanya)
- Term: up to 36 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 3 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.64 points below it. Last change in the 26 October 2026 read: 3.19% before, 2.99% after.
Odeabank personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (2.99% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Yalnızca Odeabank müşterileri faydalanabilir
- Odea uygulamasından başvuru yapılır
- Henüz müşteri değilseniz Hızlı Başvuru Formu ile ön başvuru yapılabilir
- Oran sigorta tercihine ve Findeks kredi skoruna göre farklılık gösterebilir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 2.99% – 5.99% |
| 29 October 2026 | 2.99% – 5.99% |
| 26 October 2026 | 2.99% – 5.99% |
| 19 October 2026 | 3.19% – 5.99% |
| 16 October 2026 | 3.19% – 5.99% |
| 12 October 2026 | 5.99% |
| 10 October 2026 | 5.99% |
| 28 September 2026 | 3.29% – 4.99% |
| 25 September 2026 | 3.29% |
| 24 September 2026 | 3.29% |
| 23 September 2026 | 3.29% |
| 22 September 2026 | 3.29% |
Housing loan
5.99%
Konut Kredisi (60–120 ay)
- Term: 60–120 months
- Bankacı users enter 2.96% on average in their housing loan calculations
Ranked 21 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 2.74 points above it. Unchanged since the 19 October 2026 read.
Odeabank housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (5.99% a month), not an offer.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 5.99% |
| 26 October 2026 | 5.99% |
| 19 October 2026 | 5.99% |
Vehicle loan
5.99%
Taşıt Kredisi (12–36 ay)
- Term: 12–36 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 22 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 2.30 points above it. Unchanged since the 19 October 2026 read.
Odeabank vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (5.99% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 5.99% |
| 26 October 2026 | 5.99% |
| 19 October 2026 | 5.99% |
Odeabank deposit interest rates
Odeabank publishes the deposit rates below on its own pages, read 20 October – 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 36.75%
- New customers only
- Welcome rate for the first 100 days, then 13% – 38% by balance
- The rate depends on the balance
- ₺7,500 – ₺2,000,000 of the balance earns no interest, by balance
- Rates given up to ₺25,000,000
- New customers only
- Rates given for ₺10,000 – ₺25,000,000
- In branch only
- Rates given for ₺1,000 – ₺2,500,000
- The rate depends on the amount
- Mobile and internet banking only
- Rates given for ₺1,000 – ₺5,000,000
- The rate depends on the amount
Odeabank credit cards
Odeabank lists 4 cards on its own site.
Odeabank credit card campaigns
15 current campaigns on Odeabank cards.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
Other banks
Akbank · Aktif Bank (N Kolay) · Albaraka Türk (kâr payı) · Alternatif Bank · Anadolubank · Burgan Bank (ON) · ColendiBank · DenizBank · Dünya Katılım (kâr payı) · Emlak Katılım (kâr payı) · Enpara · Fibabanka · Garanti BBVA · Halkbank · ING · İş Bankası · Kuveyt Türk (kâr payı) · QNB · Şekerbank · TEB · Türkiye Finans (kâr payı) · Vakıf Katılım (kâr payı) · VakıfBank · Yapı Kredi · Ziraat Bankası · Ziraat Katılım (kâr payı)
What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the Odeabank personal loan interest rate?
In the 2 November 2026 read, Odeabank publishes a monthly rate between 2.99% and 5.99% on its own pages; term up to 36 months. Not an offer.
What is the Odeabank housing loan interest rate?
In the 2 November 2026 read, Odeabank publishes a monthly rate of 5.99% on its own pages; term 60–120 months. Not an offer.
What is the Odeabank vehicle loan interest rate?
In the 2 November 2026 read, Odeabank publishes a monthly rate of 5.99% on its own pages; term 12–36 months. Not an offer.
What is the Odeabank business loan interest rate?
In the 2 November 2026 read we found no published business loan rate for Odeabank. Ask the bank for it.
What deposit interest rate does Odeabank pay?
The deposit rates we read on Odeabank's pages on 20 October – 2 November 2026: Oksijen Hesap - TL (Yeni Müşteriye Özel Hoş Geldin Faiz Oranı) 14.5% – 42% (welcome rate for the first 100 days, then 13% – 38% by balance; first-day real gross rate on ₺1,000,000: 36.75%); Vadeli Mevduat Hesabı - TL Kampanya Faiz Oranı 35.5% – 37.5%; Vadeli Mevduat Hesabı TL 7% – 32%; Vadeli Mevduat Hesabı TL (İnternet/Mobil Şube) 7% – 32%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with Odeabank. The current rate, the conditions and the application belong to the bank. Every product links to its source.
Be ready for your next calculation.
Download Bankacı for free.
Scan with your phonebankaci.app/indir