DenizBank loan interest rates
These are the current rates DenizBank publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
2.89% – 3.71%
İhtiyaç Kredisi (34–36 ay)
- Term: 1–36 months
- Amount: up to ₺1,500,000
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 2 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.74 points below it. Last change in the 2 November 2026 read: 2.96% before, 2.89% after.
DenizBank personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (2.89% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Findeks kredi notu, borçluluk seviyesi ve müşteri segmentine göre oran değişebilir
- 125.000 TL ve altı tutarlarda 34-35-36 ay vadelerde geçerli
- 250.000 TL üzeri tutarlarda maksimum vade 12 ay, 125.000-250.000 TL arasında 24 ay
- Kredi tahsis ücreti kredi tutarının binde 5'i kadardır
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 2.89% – 3.71% |
| 26 October 2026 | 2.96% – 3.71% |
| 19 October 2026 | 2.99% – 3.78% |
| 16 October 2026 | 2.99% – 3.19% |
| 12 October 2026 | 2.99% – 3.19% |
| 10 October 2026 | 2.99% – 3.19% |
| 5 October 2026 | 2.99% – 3.19% |
| 28 September 2026 | 2.99% – 3.19% |
| 25 September 2026 | 2.99% – 3.19% |
| 24 September 2026 | 2.99% – 3.19% |
| 23 September 2026 | 2.99% |
| 22 September 2026 | 2.99% |
Housing loan
3.26% – 3.49%
Konut Kredisi (Mortgage) 25-120 ay vade örneği
- Term: up to 120 months
- Bankacı users enter 2.96% on average in their housing loan calculations
Ranked 18 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.01 points above it. Unchanged since the 20 September 2026 read.
DenizBank housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.26% a month), not an offer.
Leave a request with theseConditions
- Gelir beyanında bulunan 18-65 yaş arası T.C. vatandaşları
- Gelir belgesi gereklidir
- Ekspertiz değerinin en fazla %90'ına kadar kredi kullanılabilir
- Kredi tutarının %0,5'i kadar Kredi Tahsis Tutarı kesilir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.26% – 3.49% |
| 26 October 2026 | 3.26% – 3.56% |
| 19 October 2026 | 3.26% – 3.56% |
| 16 October 2026 | 3.26% – 3.56% |
| 12 October 2026 | 3.26% – 3.56% |
| 10 October 2026 | 3.26% – 3.56% |
| 5 October 2026 | 3.26% – 3.56% |
| 28 September 2026 | 3.26% – 3.56% |
| 25 September 2026 | 3.26% – 3.56% |
| 24 September 2026 | 3.26% – 3.56% |
| 23 September 2026 | 3.26% – 3.56% |
| 22 September 2026 | 3.26% – 3.56% |
Source ↗ · On the bank's page: "Faiz Oranı (Aylık) %3,26, 25-120 ay vade örneği"
Vehicle loan
3.11% – 4.15%
TOGG'a Özel Taşıt Kredisi - 24 Ay Vade
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 1 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.58 points below it. Last change in the 2 November 2026 read: 3.15% before, 3.11% after.
DenizBank vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.11% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- TOGG'a özel elektrikli araç kredisi
- Kaskolu kredi seçeneği için geçerlidir
- Kredi tahsis ücreti kredi tutarının binde 5'i
- Kampanya şubeler aracılığıyla gerçek müşterilere yöneliktir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.11% – 4.15% |
| 26 October 2026 | 3.15% – 4.15% |
| 19 October 2026 | 4.14% – 4.15% |
| 16 October 2026 | 4.14% – 4.15% |
| 12 October 2026 | 4.14% – 4.15% |
| 10 October 2026 | 4.14% – 4.15% |
| 5 October 2026 | 4.14% – 4.15% |
| 28 September 2026 | 4.14% – 4.15% |
| 25 September 2026 | 4.14% – 4.15% |
| 24 September 2026 | 4.14% – 4.15% |
| 23 September 2026 | 4.14% – 4.15% |
| 22 September 2026 | 4.14% – 4.15% |
Last rates read
DenizBank deposit interest rates
DenizBank publishes the deposit rates below on its own pages, read 1 – 2 November 2026. Not an offer.
- Mobile and internet banking only
- Rates given for ₺1,000 – ₺20,000,000
- The rate depends on the amount
- At least ₺1,000,000 for 33%
- New customers only
- Rates given for ₺5,000 – ₺20,000,000
DenizBank credit cards
DenizBank lists 5 cards on its own site.
DenizBank credit card campaigns
47 current campaigns on DenizBank cards. Card programme: Bonus.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the DenizBank personal loan interest rate?
In the 2 November 2026 read, DenizBank publishes a monthly rate between 2.89% and 3.71% on its own pages; term 1–36 months, amount up to ₺1,500,000. Not an offer.
What is the DenizBank housing loan interest rate?
In the 2 November 2026 read, DenizBank publishes a monthly rate between 3.26% and 3.49% on its own pages; term up to 120 months. Not an offer.
What is the DenizBank vehicle loan interest rate?
In the 2 November 2026 read, DenizBank publishes a monthly rate between 3.11% and 4.15% on its own pages. Not an offer.
What is the DenizBank business loan interest rate?
In the 2 November 2026 read we found no published business loan rate for DenizBank. Ask the bank for it.
What deposit interest rate does DenizBank pay?
The deposit rates we read on DenizBank's pages on 1 – 2 November 2026: E-Mevduat (Türk Lirası, MobilDeniz, İnternet ve Telefon Bankacılığı) 27.75% – 33%; Hoş Geldin Vadeli Mevduat (Türk Lirası) 37% – 38%. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with DenizBank. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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