Akbank loan interest rates
These are the current rates Akbank publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
3.28% – 4.89%
İhtiyaç Kredisi
- Term: up to 6 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 9 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.35 points below it. Last change in the 2 November 2026 read: 3.32% before, 3.28% after.
Akbank personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.28% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- 18 yaşından büyük ve çalışıyor olmak
- Akbank Mobil ve İnternet'ten Kredili Hayat Sigortalı kullanım
- Akbanklı olmak ve Akbank şifresi sahibi olmak (belgesiz, imzasız kullanım)
- Kredi tahsis ücreti kredi tutarının %0,575'i (BSMV dahil)
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.28% – 4.89% |
| 29 October 2026 | 3.32% – 4.94% |
| 26 October 2026 | 3.32% – 4.94% |
| 22 October 2026 | 3.32% – 5.04% |
| 19 October 2026 | 3.32% – 5.09% |
| 16 October 2026 | 3.32% – 5.09% |
| 12 October 2026 | 3.38% – 5.19% |
| 10 October 2026 | 3.38% – 5.19% |
| 5 October 2026 | 3.47% – 5.19% |
| 28 September 2026 | 3.47% – 5.19% |
| 25 September 2026 | 3.47% – 5.14% |
| 24 September 2026 | 3.47% – 5.24% |
Housing loan
3.15% – 3.20%
Konut Kredisi
- Term: up to 120 months
- Bankacı users enter 2.96% on average in their housing loan calculations
Ranked 14 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.10 points below it. Last change in the 10 October 2026 read: 3.20% before, 3.15% after.
Akbank housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.15% a month), not an offer.
Leave a request with theseConditions
- Kredi hayat sigortası ve konut sigortası yaptırılması (Kredim Güvende) koşulu
- 23-65 yaş arası olmak
- Risk ve istihbarat kaydında olumsuzluk bulunmaması
- Gelirin belgelenmesi
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.15% – 3.20% |
| 26 October 2026 | 3.15% – 3.20% |
| 19 October 2026 | 3.15% – 3.20% |
| 16 October 2026 | 3.15% – 3.20% |
| 12 October 2026 | 3.15% – 3.20% |
| 10 October 2026 | 3.15% – 3.20% |
| 5 October 2026 | 3.20% – 3.25% |
| 28 September 2026 | 3.20% – 3.25% |
| 25 September 2026 | 3.20% – 3.25% |
| 24 September 2026 | 3.20% – 3.25% |
| 23 September 2026 | 3.20% – 3.25% |
| 22 September 2026 | 3.20% – 3.25% |
Vehicle loan
3.40% – 3.45%
Taşıt Kredisi (hesaplama örneği)
- Term: up to 48 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 12 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.29 points below it. Last change in the 16 October 2026 read: 3.45% before, 3.40% after.
Akbank vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.40% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- 18 yaşından büyük olmak
- Risk ve istihbaratta olumsuzluk olmaması
- Gelir belgelenmesi
- Kredi taksitinin hane halkı aylık ortalama gelirinin %50'sini geçmemesi
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.40% – 3.45% |
| 26 October 2026 | 3.40% – 3.50% |
| 19 October 2026 | 3.40% – 3.50% |
| 16 October 2026 | 3.40% – 3.50% |
| 12 October 2026 | 3.45% |
| 10 October 2026 | 3.45% |
| 5 October 2026 | 3.60% |
| 28 September 2026 | 3.60% |
| 25 September 2026 | 3.60% |
| 24 September 2026 | 3.60% |
| 23 September 2026 | 3.60% |
| 22 September 2026 | 3.60% |
Business loan
3.19% – 3.79%
Taksitli Ticari Kredi Örnek Hesaplama (100.000 TL, 36 Ay)
- Term: 1–36 months
Ranked 2 of 10 banks publishing a business loan rate, lowest first. The 10-bank average is 3.53%; this rate is 0.34 points below it. Last change in the 2 November 2026 read: 3.19% before, 3.49% after.
Akbank business loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.19% a month), not an offer. BSMV 5% included.
Leave a request with theseConditions
- Kredi kullandırım ücreti 1.100 TL
- Yıllık toplam maliyet oranı hesaplamasına kredi kullandırım ücreti dahildir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.49% – 3.79% |
| 26 October 2026 | 3.19% – 3.79% |
| 19 October 2026 | 3.19% – 3.79% |
Akbank deposit interest rates
Akbank publishes the deposit rates below on its own pages, as of 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 33.75%
- The rate depends on the balance
- 10% of the balance earns no interest
- Interest from ₺10,000
- 4% above ₺25,000,000
- Same-day interest: pay in by 17:00
- Mobile and internet banking only
- Rates given for ₺10,000 – ₺5,000,000
- Same-day interest: pay in by 17:00
Extra points (3)
- +5 points: İşlem tutarı 10.000 TL - 19.999 TL
- +8 points: İşlem tutarı 20.000 TL ve üzeri
- +2 points: İşlem tutarı 4.999 TL - 9.999 TL
- Customers who joined by video call only
- Rates given from ₺1,000
- The rate depends on the amount
- At least ₺10,000 for 38.25%
- Mobile and internet banking only
- Rates given from ₺1,000
- The rate depends on the amount
- At least ₺250,000 for 27%
Akbank credit cards
Akbank lists 6 cards on its own site.
Akbank credit card campaigns
59 current campaigns on Akbank cards. Card programme: Wings.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the Akbank personal loan interest rate?
In the 2 November 2026 read, Akbank publishes a monthly rate between 3.28% and 4.89% on its own pages; term up to 6 months. Not an offer.
What is the Akbank housing loan interest rate?
In the 2 November 2026 read, Akbank publishes a monthly rate between 3.15% and 3.20% on its own pages; term up to 120 months. Not an offer.
What is the Akbank vehicle loan interest rate?
In the 2 November 2026 read, Akbank publishes a monthly rate between 3.40% and 3.45% on its own pages; term up to 48 months. Not an offer.
What is the Akbank business loan interest rate?
In the 2 November 2026 read, Akbank publishes a monthly rate between 3.19% and 3.79% on its own pages; term 1–36 months. Not an offer.
What deposit interest rate does Akbank pay?
The deposit rates we read on Akbank's pages, as of 2 November 2026: Bireysel Serbest Plus Hesap 4% – 37.5% (first-day real gross rate on ₺1,000,000: 33.75%); WinWin Hesap 30%; E-Mevduat Tanışma Kampanyası 2% – 38.25%; Vadeli Mevduat Hesabı 2% – 27%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with Akbank. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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