VakıfBank loan interest rates
These are the current rates VakıfBank publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
3.49% – 5.44%
Bankomatla Kazandıran Kredi – 30.000 TL / 36 ay örneği
- Term: up to 36 months
- Amount: ₺10,000–100,000
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 10 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.14 points below it. Last change in the 29 October 2026 read: 3.89% before, 3.49% after.
VakıfBank personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.49% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Dosya masrafı yoktur
- Ödemesiz dönem seçeneği (örnekte 3 ay)
- Başvuru VakıfBank Mobil - Başvurular altındaki 'Masrafsız İhtiyaç Kredisi Başvurusu' menüsünden veya şubeden yapılır
- Faiz oranı müşteri KKB bilgilerine, vadeye ve diğer kredi bilgilerine göre değişebilir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.49% – 5.44% |
| 29 October 2026 | 3.49% – 5.44% |
| 26 October 2026 | 3.89% – 5.44% |
| 22 October 2026 | 3.89% – 5.44% |
| 19 October 2026 | 3.89% – 5.44% |
| 16 October 2026 | 3.89% – 5.44% |
| 12 October 2026 | 3.89% – 5.44% |
| 10 October 2026 | 3.89% – 5.44% |
| 5 October 2026 | 3.89% – 5.44% |
| 28 September 2026 | 3.89% – 4.95% |
| 25 September 2026 | 3.89% – 5.44% |
| 24 September 2026 | 3.89% – 5.44% |
Housing loan
2.95% – 3.09%
SarıPanjur Konut Kredisi
- Term: up to 120 months
- Bankacı users enter 2.96% on average in their housing loan calculations
Ranked 4 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.30 points below it. Last change in the 16 October 2026 read: 3.09% before, 2.95% after.
VakıfBank housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (2.95% a month), not an offer.
Leave a request with theseConditions
- Belirtilen sigorta veya çapraz ürünlerden (Kredili Hayat Sigortası, Konut Sigortası, DASK, VakıfBank Kredi Kartı, otomatik ödeme, mobil/internet bankacılık vb.) en az ikisinin tanımlanması
- Faiz oranı örnek tutar ve vade için sunulmuştur, talep edilen tutar ve vadeye göre değişebilir
- Ekspertiz avans ücreti alınıp gerçekleşen fatura bedeli kadar tahsilat yapılır
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 2.95% – 3.09% |
| 26 October 2026 | 2.95% – 3.29% |
| 19 October 2026 | 2.95% – 3.29% |
| 16 October 2026 | 2.95% – 3.09% |
| 10 October 2026 | 3.09% |
| 5 October 2026 | 2.95% – 2.99% |
| 28 September 2026 | 2.95% – 2.99% |
| 25 September 2026 | 2.95% – 2.99% |
| 24 September 2026 | 2.95% – 2.99% |
| 23 September 2026 | 2.95% – 2.99% |
| 22 September 2026 | 2.95% – 2.99% |
| 21 September 2026 | 2.95% – 2.99% |
Vehicle loan
3.84% – 3.99%
2. El Taşıt Kredisi örnek maliyet tablosu
- Term: up to 48 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 16 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.15 points above it. Last change in the 19 October 2026 read: 3.39% before, 3.84% after.
VakıfBank vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.84% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Ikinci el araç alımları için kullanılır
- Güvenli Araç Satış Sistemi üzerinden başvuru ve ön rehin teminatı yöntemi
- Kredi süresince araç için kasko sigortası yaptırılması gerekir
- Aracın kasko değerine göre kredi tutarı %70 ile %20 arasında sınırlıdır
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.84% – 3.99% |
| 26 October 2026 | 3.84% – 3.99% |
| 19 October 2026 | 3.84% – 3.99% |
| 5 October 2026 | 3.39% – 3.49% |
| 28 September 2026 | 3.39% – 3.49% |
| 25 September 2026 | 3.39% – 3.49% |
| 24 September 2026 | 3.39% – 3.49% |
| 23 September 2026 | 3.39% – 3.49% |
| 22 September 2026 | 3.39% – 3.49% |
| 21 September 2026 | 3.39% – 3.49% |
VakıfBank deposit interest rates
VakıfBank publishes the deposit rates below on its own pages, as of 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 33.3%
- New customers only
- Welcome rate for the first 30 days
- 10–100% of the balance earns no interest, by balance
- Interest from ₺25,000
- 23% above ₺25,000,000
- Customers who joined by video call only
- Rates given for ₺50,000 – ₺25,000,000
- The rate depends on the amount
- At least ₺1,000,000 for 36.5%
- New customers only
- Rates given for ₺50,000 – ₺25,000,000
- The rate depends on the amount
- At least ₺250,000 for 37%
VakıfBank credit cards
VakıfBank lists 26 cards on its own site.
VakıfBank credit card campaigns
105 current campaigns on VakıfBank cards. Card programmes: VakıfBank World and World.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the VakıfBank personal loan interest rate?
In the 2 November 2026 read, VakıfBank publishes a monthly rate between 3.49% and 5.44% on its own pages; term up to 36 months, amount ₺10,000–100,000. Not an offer.
What is the VakıfBank housing loan interest rate?
In the 2 November 2026 read, VakıfBank publishes a monthly rate between 2.95% and 3.09% on its own pages; term up to 120 months. Not an offer.
What is the VakıfBank vehicle loan interest rate?
In the 2 November 2026 read, VakıfBank publishes a monthly rate between 3.84% and 3.99% on its own pages; term up to 48 months. Not an offer.
What is the VakıfBank business loan interest rate?
In the 2 November 2026 read we found no published business loan rate for VakıfBank. Ask the bank for it.
What deposit interest rate does VakıfBank pay?
The deposit rates we read on VakıfBank's pages, as of 2 November 2026: VakıfBank ARI Hesabı (TL, tanışma faizi) 37% (welcome rate for the first 30 days; first-day real gross rate on ₺1,000,000: 33.3%); Kovan Hesabı 22%; VakıfBank Mobil'den Müşteri Olanlara Özel Avantajlı Mevduat Kampanyası 29.25% – 36.5%; Tanışma Faizi Kampanyası Hesabı 29.75% – 37%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with VakıfBank. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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