BANK
VakıfBank loan interest rates
These are the rates VakıfBank publishes on its own pages, read every morning. They are the bank's announcement, not an offer from Bankacı — every product shows where its figure came from.
As of 20 September 2026
Personal loan
5.44%
İhtiyaç Kredisi (125.000 TL'ye kadar)
- Amount: up to ₺250,000
- Example: ₺100,000 over 24 months at this rate is ₺7,560 a month. Taxes and fees excluded; use the app for the exact instalment.
- The average of what 17 banks publish is %3.63
- Bankacı users enter %3.72 on average in their personal and vehicle loan calculations
Conditions
- Kredi tutarı 125.000 TL'ye kadar
- Maksimum vade 36 ay
- Ödeme performans notuna göre değişiklik gösterebilir
- Kredi tutarı 125.001 TL - 250.000 TL aralığında
Housing loan
2.95% – 2.99%
Konut Kredisi (61-120 Ay Vade)
- Term: 3–120 months
- Example: ₺100,000 over 24 months at this rate is ₺5,873 a month. Taxes and fees excluded; use the app for the exact instalment.
- The average of what 11 banks publish is %3.36
- Bankacı users enter %2.97 on average in their housing loan calculations
Conditions
- Kredi kullanıldığı tarih itibarıyla üzerine kayıtlı konut olmayan tüketicilere kullandırılan krediler BSMV den muaftır.
Legal limits
The bank's rate is one thing; the term and rate the law allows is another. Read them together: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
Other banks
What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with VakıfBank. The current rate, the conditions and the application belong to the bank — every product links to its source.
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