TEB loan interest rates
These are the current rates TEB publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 5 November 2026
Personal loan
3.26% – 5.30%
İhtiyaç Kredisi (Sigortalı, 36 ay)
- Term: 3–36 months
- Bankacı users enter 4.06% on average in their personal and vehicle loan calculations
Ranked 8 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.37 points below it. Last change in the 2 November 2026 read: 3.59% before, 3.26% after.
TEB personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.26% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.26% – 5.30% |
| 26 October 2026 | 3.59% – 5.90% |
| 19 October 2026 | 3.59% – 5.84% |
| 16 October 2026 | 3.59% – 5.84% |
| 12 October 2026 | 3.84% |
| 10 October 2026 | 3.84% |
| 5 October 2026 | 3.84% |
| 28 September 2026 | 3.84% |
| 25 September 2026 | 3.84% |
| 24 September 2026 | 3.84% |
| 23 September 2026 | 3.84% |
| 22 September 2026 | 3.84% |
Housing loan
3.09% – 3.63%
Konut Kredisi (Sigortalı, 120 ay)
- Term: 12–120 months
- Bankacı users enter 3.14% on average in their housing loan calculations
Ranked 11 of 22 banks publishing a housing loan rate, lowest first. The 22-bank average is 3.33%; this rate is 0.24 points below it. Unchanged since the 16 October 2026 read.
TEB housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.09% a month), not an offer.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.09% – 3.63% |
| 26 October 2026 | 3.09% – 3.63% |
| 19 October 2026 | 3.09% – 3.63% |
| 16 October 2026 | 3.09% – 3.63% |
Vehicle loan
3.39% – 3.69%
Taşıt Kredisi (Sigortalı, 3–48 ay)
- Term: 3–48 months
- Bankacı users enter 4.06% on average in their personal and vehicle loan calculations
Ranked 10 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.30 points below it. Last change in the 16 October 2026 read: 6.00% before, 3.39% after.
TEB vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.39% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.39% – 3.69% |
| 26 October 2026 | 3.39% – 3.69% |
| 19 October 2026 | 3.39% – 3.69% |
| 16 October 2026 | 3.39% – 3.69% |
| 12 October 2026 | 6.00% |
| 10 October 2026 | 6.00% |
| 5 October 2026 | 6.00% |
TEB deposit interest rates
TEB publishes the deposit rates below on its own pages, read 26 October – 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 29.75%
- Existing customers
- The rate depends on the balance
- ₺0 – ₺1,300,000 of the balance earns no interest, by balance
- Interest from ₺5,000
- No interest above ₺15,000,000
- Same-day interest: pay in by 17:00
Extra points (2)
- +0.5 points: 25.000 pay TEB Portföy Para Piyasası Fonu alımı ve devam döneminde tabela (standart) faizi alan müşteri
- +1 points: Marifetli Card ile harcama yapmak
- Welcome rate for the first 30 days, then 8.5% – 31.5% by balance
- Interest from ₺7,000
- Above ₺15,000,000 moves to a demand account
Extra points (3)
- +0.5 points: 25.000 pay TEB Portföy Para Piyasası Fonu alımı (devam döneminde)
- +1 points: Marifetli Card başvurusu ve 30.000 TL ve üzeri harcama
- +4 points: Marifetli Hesap'a Vadesiz Mevduat Bakiyesi tutulması
- With the extra points the rate stays at most the welcome rate
- New customers only
- Rates given for ₺5,000 – ₺10,000,000
- The rate depends on your total balance at the bank
- At least ₺1,000,001 for 36.5%
TEB credit cards
TEB lists 11 cards on its own site.
TEB credit card campaigns
100 current campaigns on TEB cards. Card programme: Bonus.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the TEB personal loan interest rate?
In the 2 November 2026 read, TEB publishes a monthly rate between 3.26% and 5.30% on its own pages; term 3–36 months. Not an offer.
What is the TEB housing loan interest rate?
In the 2 November 2026 read, TEB publishes a monthly rate between 3.09% and 3.63% on its own pages; term 12–120 months. Not an offer.
What is the TEB vehicle loan interest rate?
In the 2 November 2026 read, TEB publishes a monthly rate between 3.39% and 3.69% on its own pages; term 3–48 months. Not an offer.
What is the TEB business loan interest rate?
In the 5 November 2026 read we found no published business loan rate for TEB. Ask the bank for it.
What deposit interest rate does TEB pay?
The deposit rates we read on TEB's pages on 26 October – 2 November 2026: CEPTETEB Marifetli Hesap (Standart tabela, mevcut müşteri) 12.5% – 35.5% (first-day real gross rate on ₺1,000,000: 29.75%); Marifetli Hesap (TL) 40.5% (welcome rate for the first 30 days, then 8.5% – 31.5% by balance); CEPTETEB Standart TL Vadeli Hesap (32-45 gün) 33.5% – 36.5%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with TEB. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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