Halkbank loan interest rates
These are the current rates Halkbank publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
4.29% – 5.06%
Avantajlı İhtiyaç Kredisi
- Term: 1–36 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 26 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.66 points above it. Last change in the 23 September 2026 read: 4.19% before, 4.29% after.
Halkbank personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (4.29% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Özel sektörde çalışan müşteriler için
- Kredi tutarının %10'unun kullanım tarihinden itibaren 90 gün vadesiz hesapta bulunması
- En az bir kredi taksiti tutarında Açık Hesap (KMH) limiti tanımlanması
- Bankadan aktif bir kredi kartı alınması
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 4.29% – 5.06% |
| 26 October 2026 | 4.29% – 5.06% |
| 19 October 2026 | 4.29% – 5.06% |
| 16 October 2026 | 4.29% – 5.06% |
| 12 October 2026 | 4.29% – 5.06% |
| 10 October 2026 | 4.29% – 5.06% |
| 5 October 2026 | 4.29% |
| 28 September 2026 | 4.29% |
| 25 September 2026 | 4.29% |
| 24 September 2026 | 4.29% |
| 23 September 2026 | 4.29% |
| 21 September 2026 | 4.19% |
Source ↗ · On the bank's page: "%4,29 faiz oranından"
Housing loan
2.99% – 3.25%
Hesaplı Evim Konut Kredisi (120 aya kadar)
- Term: 1–120 months
- Bankacı users enter 2.96% on average in their housing loan calculations
Ranked 5 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.26 points below it. Unchanged since the 16 October 2026 read.
Halkbank housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (2.99% a month), not an offer.
Leave a request with theseConditions
- Bankadan en az taksit tutarı kadar açık hesap açtırma
- En az üç adet otomatik ödeme talimatı verme
- Bankamız kredi kartına sahip olma ya da onaylanmış kredi kartı bulunması
- İnternet/Mobil/Dialog şube üyeliği
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 2.99% – 3.25% |
| 26 October 2026 | 2.99% – 3.25% |
| 19 October 2026 | 2.99% – 3.25% |
| 16 October 2026 | 2.99% – 3.25% |
Vehicle loan
3.99% – 4.95%
Yeşil Işık Taşıt Kredisi (0 km) (48 aya kadar)
- Term: 1–48 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 17 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.30 points above it. Last change in the 10 October 2026 read: 2.99% before, 3.99% after.
Halkbank vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.99% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Proforma fatura değeri / kasko değerine göre vade belirlenir
- Tahsis ücretine %15 BSMV dahildir
- Yeni (0 km) taşıt için finansman
- İkinci el taşıt için finansman
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.99% – 4.95% |
| 26 October 2026 | 3.99% – 4.95% |
| 19 October 2026 | 3.99% – 4.95% |
| 16 October 2026 | 3.99% – 4.95% |
| 12 October 2026 | 3.99% – 4.95% |
| 10 October 2026 | 3.99% – 4.95% |
| 21 September 2026 | 2.99% – 3.99% |
| 20 September 2026 | 2.99% – 3.99% |
Halkbank credit cards
Halkbank lists 15 cards on its own site.
Halkbank credit card campaigns
311 current campaigns on Halkbank cards. Card programmes: Paraf, Paraf Genç and Parafly.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the Halkbank personal loan interest rate?
In the 2 November 2026 read, Halkbank publishes a monthly rate between 4.29% and 5.06% on its own pages; term 1–36 months. Not an offer.
What is the Halkbank housing loan interest rate?
In the 2 November 2026 read, Halkbank publishes a monthly rate between 2.99% and 3.25% on its own pages; term 1–120 months. Not an offer.
What is the Halkbank vehicle loan interest rate?
In the 2 November 2026 read, Halkbank publishes a monthly rate between 3.99% and 4.95% on its own pages; term 1–48 months. Not an offer.
What is the Halkbank business loan interest rate?
In the 2 November 2026 read we found no published business loan rate for Halkbank. Ask the bank for it.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with Halkbank. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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