Fibabanka loan interest rates
These are the current rates Fibabanka publishes on its own pages. They are the bank's announcement, not an offer from Bankacı. Every product shows where its figure came from.
As of 2 November 2026
Personal loan
3.70% – 3.80%
Bireysel İhtiyaç Kredisi - 30.000 TL / 36 Ay Örneği
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 13 of 27 banks publishing a personal loan rate, lowest first. The 27-bank average is 3.63%; this rate is 0.07 points above it. Last change in the 16 October 2026 read: 5.24% before, 3.70% after.
Fibabanka personal loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.70% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- 18 yaşını doldurmuş olmak
- Kredi politikalarınca olumlu değerlendirilmek
- Başvuru için belge sunulmasına gerek yok
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.70% – 3.80% |
| 26 October 2026 | 3.70% – 3.80% |
| 19 October 2026 | 3.70% – 3.80% |
| 16 October 2026 | 3.70% – 3.80% |
| 12 October 2026 | 5.24% – 5.38% |
| 10 October 2026 | 5.24% – 5.38% |
| 5 October 2026 | 3.98% – 5.38% |
| 28 September 2026 | 3.98% – 5.38% |
| 25 September 2026 | 3.98% – 5.38% |
| 24 September 2026 | 3.98% – 5.38% |
| 23 September 2026 | 3.98% – 5.38% |
| 22 September 2026 | 3.98% – 5.38% |
Source ↗ · On the bank's page: "Kredi Faiz Oranı (Aylık) %3,70"
Housing loan
3.80% – 5.40%
Konut Kredisi (3–12 ay)
- Term: 3–120 months
- Bankacı users enter 2.96% on average in their housing loan calculations
Ranked 20 of 21 banks publishing a housing loan rate, lowest first. The 21-bank average is 3.25%; this rate is 0.55 points above it. Last change in the 26 October 2026 read: 3.86% before, 3.80% after.
Fibabanka housing loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (3.80% a month), not an offer.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 3.80% – 5.40% |
| 26 October 2026 | 3.80% – 5.40% |
| 19 October 2026 | 3.86% – 5.47% |
| 5 October 2026 | 4.33% – 4.54% |
| 28 September 2026 | 4.33% – 4.54% |
| 25 September 2026 | 4.33% – 4.54% |
| 24 September 2026 | 4.33% – 4.54% |
| 23 September 2026 | 4.33% – 4.54% |
| 22 September 2026 | 4.33% – 4.54% |
| 21 September 2026 | 4.33% – 4.54% |
| 20 September 2026 | 4.33% – 4.54% |
Vehicle loan
4.00% – 4.85%
Taşıt Kredisi (3–12 ay)
- Term: 3–48 months
- Bankacı users enter 4.14% on average in their personal and vehicle loan calculations
Ranked 19 of 22 banks publishing a vehicle loan rate, lowest first. The 22-bank average is 3.69%; this rate is 0.31 points above it. Last change in the 26 October 2026 read: 4.06% before, 4.00% after.
Fibabanka vehicle loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (4.00% a month), not an offer. KKDF 15% and BSMV 15% included.
Leave a request with theseConditions
- Contact the bank for its conditions.
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 4.00% – 4.85% |
| 26 October 2026 | 4.00% – 4.85% |
| 19 October 2026 | 4.06% – 4.91% |
| 5 October 2026 | 4.53% |
| 28 September 2026 | 4.53% – 4.61% |
| 25 September 2026 | 4.53% |
| 24 September 2026 | 4.53% – 4.67% |
| 23 September 2026 | 4.53% |
| 22 September 2026 | 4.53% |
| 21 September 2026 | 4.53% |
| 20 September 2026 | 4.53% |
Business loan
2.99% – 3.59%
Efsane Kredi (Taksitli Ticari Kredi) (19–24 ay)
- Term: 1–24 months
- Amount: ₺10,000–1,500,000
Ranked 1 of 10 banks publishing a business loan rate, lowest first. The 10-bank average is 3.53%; this rate is 0.54 points below it. Unchanged since the 16 October 2026 read.
Fibabanka business loan calculator
Enter an amount and a term and we will estimate the instalment.
Estimated with the bank's published rate (2.99% a month), not an offer. BSMV 5% included.
Leave a request with theseConditions
- Dijital kanallardan müşteri olmuş ve olacak müşteriler kapsamındadır
- Esnaf, KOBİ veya münferit yetkili limited şirket olmak
- Görüntülü bankacılık ile Fibabanka müşterisi olarak başvuru yapılır
- Kampanyalı faiz oranı yalnızca mobil uygulama, FibabankaBiz Mobil, web sitesi ve anlaşmalı web platformları üzerinden kullanılan krediler için geçerlidir
Published rate by date read
| Date | Rate |
|---|---|
| 2 November 2026 | 2.99% – 3.59% |
| 26 October 2026 | 2.99% – 3.59% |
| 22 October 2026 | 2.99% – 3.59% |
| 19 October 2026 | 2.99% – 3.59% |
| 16 October 2026 | 2.99% |
Fibabanka deposit interest rates
Fibabanka publishes the deposit rates below on its own pages, as of 2 November 2026. Not an offer.
The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer.
First-day real gross rate on ₺1,000,000 33%
- In branch only
- Welcome rate for the first 60 days, then 33% – 37% by balance
- ₺5,000 – ₺1,000,000 of the balance earns no interest, by balance
- Interest from ₺15,000
- No interest above ₺10,000,000
- Same-day interest: pay in by 17:00
Extra points (7)
- +0.5 points: AÇEV bağışı: aylık 750 TL
- +0.5 points: Banka kartı ile QR, POS ve internet harcaması: aylık 10.000 TL
- +0.5 points: Borsa Market: aylık 250.000 TL hacim
- +0.5 points: Doğum günü ayı
- +2 points: Ekstra Kazan: aylık hedeflerin tamamlanması
- +1 points: Fonlu Kiraz: Fiba Portföy TL fonu alımı
- +0.5 points: Otomatik fatura ödemesi: aylık 2 adet
First-day real gross rate on ₺1,000,000 33.825%
- Mobile and internet banking only
- Welcome rate for the first 60 days, then 33% – 37% by balance
- ₺5,000 – ₺1,000,000 of the balance earns no interest, by balance
- Interest from ₺15,000
- No interest above ₺10,000,000
- Same-day interest: pay in by 17:00
Extra points (7)
- +0.5 points: AÇEV bağışı: aylık 750 TL
- +0.5 points: Banka kartı ile QR, POS ve internet harcaması: aylık 10.000 TL
- +0.5 points: Borsa Market: aylık 250.000 TL hacim
- +0.5 points: Doğum günü ayı
- +2 points: Ekstra Kazan: aylık hedeflerin tamamlanması
- +1 points: Fonlu Kiraz: Fiba Portföy TL fonu alımı
- +0.5 points: Otomatik fatura ödemesi: aylık 2 adet
First-day real gross rate on ₺1,000,000 33.825%
- Customers who joined by video call only
- Welcome rate for the first 60 days, then 33% – 37% by balance
- ₺5,000 – ₺1,000,000 of the balance earns no interest, by balance
- Interest from ₺15,000
- No interest above ₺10,000,000
- Same-day interest: pay in by 17:00
Extra points (7)
- +0.5 points: AÇEV bağışı: aylık 750 TL
- +0.5 points: Banka kartı ile QR, POS ve internet harcaması: aylık 10.000 TL
- +0.5 points: Borsa Market: aylık 250.000 TL hacim
- +0.5 points: Doğum günü ayı
- +2 points: Ekstra Kazan: aylık hedeflerin tamamlanması
- +1 points: Fonlu Kiraz: Fiba Portföy TL fonu alımı
- +0.5 points: Otomatik fatura ödemesi: aylık 2 adet
- Mobile and internet banking only
- Rates given for ₺1,000 – ₺1,000,000
- The rate depends on the amount
- At least ₺500,001 for 36%
Fibabanka credit cards
Fibabanka lists 1 card on its own site.
Fibabanka credit card campaigns
38 current campaigns on Fibabanka cards. Card programme: Maximum.
Legal limits
Read the bank's rate together with the legal limits: maximum term, loan-to-value on vehicles, the maximum contractual rate for the product.
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What every other bank publishes for the same product, on one page. What Bankacı's own users calculate with is a separate page.
Frequently asked
What is the Fibabanka personal loan interest rate?
In the 2 November 2026 read, Fibabanka publishes a monthly rate between 3.70% and 3.80% on its own pages. Not an offer.
What is the Fibabanka housing loan interest rate?
In the 2 November 2026 read, Fibabanka publishes a monthly rate between 3.80% and 5.40% on its own pages; term 3–120 months. Not an offer.
What is the Fibabanka vehicle loan interest rate?
In the 2 November 2026 read, Fibabanka publishes a monthly rate between 4.00% and 4.85% on its own pages; term 3–48 months. Not an offer.
What is the Fibabanka business loan interest rate?
In the 2 November 2026 read, Fibabanka publishes a monthly rate between 2.99% and 3.59% on its own pages; term 1–24 months, amount ₺10,000–1,500,000. Not an offer.
What deposit interest rate does Fibabanka pay?
The deposit rates we read on Fibabanka's pages, as of 2 November 2026: Kiraz Hesap (TL) - Şube ve Telefon Bankacılığı 40% (welcome rate for the first 60 days, then 33% – 37% by balance; first-day real gross rate on ₺1,000,000: 33%); Kiraz Hesap (TL) - Dijital Kanal 41% (welcome rate for the first 60 days, then 33% – 37% by balance; first-day real gross rate on ₺1,000,000: 33.825%); Kiraz Hesap (TL) - Görüntülü Bankacılık 41% (welcome rate for the first 60 days, then 33% – 37% by balance; first-day real gross rate on ₺1,000,000: 33.825%); e-Mevduat TL Faiz Oranları 24% – 36%. The real gross rate leaves out the part that earns nothing; it is before withholding tax and not an offer. The bank may have other deposit products we do not read. Not an offer.
This page carries only what the banks themselves publish in public. Bankacı guarantees no rate, no condition and no figure's currency, and offers neither an offer nor advice. The page is not affiliated with Fibabanka. The current rate, the conditions and the application belong to the bank. Every product links to its source.
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