PAYMENT PLANS
Smart plan suggestions
Once a calculation is done, Bankacı also works out what other plans would do with the same loan. These are comparisons rather than recommendations: the same inputs, run through a different structure.
What it compares
For each alternative it shows the first instalment, the last instalment, the total repayment and the difference against the current plan — so you can say "your average instalment drops by this much in the first year, and you pay this much more in total" from one screen.
Not financial advice
These are mathematical results computed from the same loan details. Which plan suits a customer depends on their cash flow, and that judgement is the banker's.
Frequently asked
Where do the suggestions come from?
From recalculating the other plans with the loan details you entered. No outside data and no forecasting is involved.
Can I open a suggested plan directly?
Yes, you can move from the comparison into that plan's own result.
See also: Seven payment plans
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