PAYMENT PLANPREMIUM
Decreasing-instalment plan
For a customer with strong capacity today that will fall later: the instalment starts high and steps down by a set rate at set intervals.
The step rule
The rate and the interval are your choice; Bankacı builds the plan on them and gives the total repayment.
How it differs from equal principal
Under equal principal the instalment falls every month and the fall comes from interest; here it falls in steps, by the rate you set.
Frequently asked
Total interest against the standard plan?
The principal falls faster at the start, so total interest is usually lower.
How does it differ from equal principal?
In equal principal the instalment falls on its own with the balance; in the decreasing plan you set the rate at which it falls.
Who is it for?
A customer who can carry a high instalment today and wants the debt to shrink early.
See also: Seven payment plans · Increasing-instalment plan · Equal-principal plan
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